Psychology at North Carolina Central University
Bachelor's Degree
Analysis
North Carolina Central University's psychology program produces earnings that track closely with state averages—graduates earn $29,400 in their first year, essentially matching the $29,409 North Carolina median. What makes this particularly noteworthy is the program's low debt burden: at $29,727, these graduates carry roughly $3,200 less debt than the typical NC psychology major. That 1:1 debt-to-earnings ratio means students can pay off their loans within a year of full-time work at median salary, a manageable starting point for a field not known for high initial pay.
The 21% earnings growth to $35,634 by year four shows solid progression and actually outpaces what graduates from some higher-ranked NC schools achieve initially. While schools like Elon and Wake Forest start their psychology grads higher, NCCU students aren't dramatically behind—and they're getting there with significantly less debt. Given that 57% of students receive Pell grants, this represents genuine economic mobility for first-generation and lower-income students entering a helping profession.
For families concerned about psychology's earning potential, this program won't transform that fundamental reality. But if your child is set on this path, NCCU offers a version with manageable debt and steady growth. The combination of below-average borrowing with average outcomes makes this a solid choice for North Carolina residents, particularly those who qualify for in-state tuition.
Where North Carolina Central University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How North Carolina Central University graduates compare to all programs nationally
North Carolina Central University graduates earn $29k, placing them in the 33th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in North Carolina
Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| North Carolina Central University | $29,400 | $35,634 | $29,727 | 1.01 |
| Elon University | $36,668 | $48,045 | $23,250 | 0.63 |
| Wake Forest University | $34,823 | $59,767 | $21,500 | 0.62 |
| Campbell University | $33,892 | $37,905 | $27,000 | 0.80 |
| Duke University | $33,559 | $72,857 | $15,415 | 0.46 |
| University of North Carolina at Chapel Hill | $31,804 | $46,914 | $14,253 | 0.45 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in North Carolina
Compare tuition, earnings, and debt across North Carolina schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Elon University Elon | $44,536 | $36,668 | $23,250 |
| Wake Forest University Winston-Salem | $64,758 | $34,823 | $21,500 |
| Campbell University Buies Creek | $40,410 | $33,892 | $27,000 |
| Duke University Durham | $65,805 | $33,559 | $15,415 |
| University of North Carolina at Chapel Hill Chapel Hill | $8,989 | $31,804 | $14,253 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Carolina Central University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 110 graduates with reported earnings and 160 graduates with debt data. Small samples may not be representative.