Median Earnings (1yr)
$30,615
13th percentile (40th in NC)
Median Debt
$31,000
18% above national median
Debt-to-Earnings
1.01
Elevated
Sample Size
47
Adequate data

Analysis

North Carolina Central's social work program produces first-year earnings of $30,615—about $7,000 below the national median and roughly $1,000 below the state median. While this places graduates in just the 13th percentile nationally, the 40th percentile ranking within North Carolina suggests the program is roughly middle-of-the-pack for the state. The concerning element here is the $31,000 debt burden, which is higher than both national and state medians, creating a debt-to-earnings ratio that essentially equals a full year's salary.

There's a silver lining in the trajectory: earnings grow a robust 29% by year four, reaching $39,365. That's meaningful progress and brings graduates closer to their peers at schools like UNC Wilmington and Barton College, even if they start behind. For context, five North Carolina programs deliver significantly higher first-year earnings, with Mars Hill University topping the list at over $41,000. Given NCCU's 57% Pell grant population, though, the school is clearly serving students who need access to social work careers regardless of background.

For families who can minimize debt through scholarships or in-state tuition breaks, this program can work—the earnings growth shows graduates find their footing. But borrowing the full $31,000 means starting behind with catch-up required. If your child has admission offers from UNC Wilmington or Western Carolina, those represent stronger financial starts in the same field.

Where North Carolina Central University Stands

Earnings vs. debt across all social work bachelors's programs nationally

North Carolina Central UniversityOther social work programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Carolina Central University graduates compare to all programs nationally

North Carolina Central University graduates earn $31k, placing them in the 13th percentile of all social work bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Social Work bachelors's programs at peer institutions in North Carolina (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Carolina Central University$30,615$39,365$31,0001.01
Mars Hill University$41,643$39,344$29,1330.70
University of North Carolina Wilmington$38,380$42,444$22,3610.58
Barton College$38,312$38,430$27,0000.70
Western Carolina University$36,727$39,978$25,8570.70
East Carolina University$35,745$44,272$26,0000.73
National Median$37,296$26,3620.71

Other Social Work Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Mars Hill University
Mars Hill
$37,270$41,643$29,133
University of North Carolina Wilmington
Wilmington
$7,317$38,380$22,361
Barton College
Wilson
$35,600$38,312$27,000
Western Carolina University
Cullowhee
$4,532$36,727$25,857
East Carolina University
Greenville
$7,361$35,745$26,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Carolina Central University, approximately 57% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 96 graduates with debt data. Small samples may not be representative.