Median Earnings (1yr)
$29,738
36th percentile (60th in NC)
Median Debt
$22,373
12% below national median
Debt-to-Earnings
0.75
Manageable
Sample Size
181
Adequate data

Analysis

NC State's psychology program shows a pattern worth understanding: graduates start below both national and state averages at $29,738, but their earnings jump 52% by year four to reach $45,056—significantly outpacing the typical trajectory for psychology majors. While the program ranks in just the 36th percentile nationally for first-year earnings, it climbs to the 60th percentile among North Carolina programs, suggesting stronger mid-career prospects than the initial numbers indicate. This growth pattern is particularly notable given that psychology majors often face modest starting salaries across the board.

The debt picture requires careful consideration. At $22,373, graduates carry less debt than both the state median ($26,500) and national median ($25,500), but it still represents 75% of that challenging first-year salary. The four-year earnings of $45,056 provide much more breathing room for loan repayment, assuming graduates can weather those initial lower-earning years. For context, this program trails Elon and Wake Forest by $6,000-7,000 in starting pay, but NC State's significantly lower tuition makes the debt load more manageable.

For families focused on in-state public options, NC State offers solid value—better earnings growth than most North Carolina psychology programs and reasonable debt. The key is having realistic expectations about that first year and a financial plan that accounts for lower initial earnings before the career trajectory improves.

Where North Carolina State University at Raleigh Stands

Earnings vs. debt across all psychology bachelors's programs nationally

North Carolina State University at RaleighOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How North Carolina State University at Raleigh graduates compare to all programs nationally

North Carolina State University at Raleigh graduates earn $30k, placing them in the 36th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Psychology bachelors's programs at peer institutions in North Carolina (51 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
North Carolina State University at Raleigh$29,738$45,056$22,3730.75
Elon University$36,668$48,045$23,2500.63
Wake Forest University$34,823$59,767$21,5000.62
Campbell University$33,892$37,905$27,0000.80
Duke University$33,559$72,857$15,4150.46
University of North Carolina at Chapel Hill$31,804$46,914$14,2530.45
National Median$31,482—$25,5000.81

Other Psychology Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elon University
Elon
$44,536$36,668$23,250
Wake Forest University
Winston-Salem
$64,758$34,823$21,500
Campbell University
Buies Creek
$40,410$33,892$27,000
Duke University
Durham
$65,805$33,559$15,415
University of North Carolina at Chapel Hill
Chapel Hill
$8,989$31,804$14,253

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At North Carolina State University at Raleigh, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 181 graduates with reported earnings and 263 graduates with debt data. Small samples may not be representative.