Analysis
With a debt-to-earnings ratio under 0.5, this bachelor's program in physics appears manageable based on what we see from comparable physics programs nationally. The estimated $23,424 in debt at graduation—derived from similar institutions nationally—paired with first-year earnings around $47,670 suggests graduates could reasonably expect to pay back loans within a few years if they secure employment in their field.
The challenge with physics at any institution is that the bachelor's degree often serves as a stepping stone to graduate school rather than a terminal credential for immediate employment. Peer programs across the country produce that $47,670 first-year median, but outcomes vary significantly depending on whether graduates enter industry, pursue teaching, or continue their education. The 75th percentile nationally sits at $54,488, indicating that stronger-performing graduates or those in certain sectors can push considerably higher.
Given North Dakota State's 96% admission rate and the small physics cohort size (evidenced by the suppressed data), this program likely offers personalized attention but limited placement data to evaluate its specific track record. For a student genuinely committed to physics—whether as preparation for graduate work or direct employment in technical fields—the debt load seems reasonable. However, parents should ensure their child has clear plans beyond the bachelor's degree, since physics careers often require additional credentials to reach their earning potential.
Where North Dakota State University-Main Campus Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,857 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At North Dakota State University-Main Campus, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.