Analysis
Northeastern's Philosophy program costs an estimated $23,000 in debt to produce estimated first-year earnings around $40,377—a debt ratio of 0.57 that suggests manageable repayment if these projections hold. Based on the three Massachusetts philosophy programs with reported data, this program would land in the middle tier, well above the national median of $31,652 but short of what Boston College graduates typically earn. For context, similar programs at Northeastern (where data is available) show median debt of $23,000, so this estimate aligns with the institution's broader borrowing patterns.
The challenge here is that these are educated guesses, not actual outcomes from Northeastern's philosophy graduates. The earnings figure comes from just three comparable Massachusetts programs, and philosophy outcomes can vary dramatically depending on whether students leverage Northeastern's co-op program effectively or pursue graduate school. At a highly selective institution where 94% of applicants are rejected, you'd expect stronger career services and alumni networks than at typical philosophy programs—advantages that estimation can't capture.
The numbers suggest this could work financially if your student treats philosophy as preparation for law school, graduate study, or tech-adjacent roles where critical thinking commands a premium. But you're betting on intangibles—Northeastern's reputation, Boston's job market, co-op connections—without hard evidence of what philosophy majors specifically achieve there. If they're philosophically committed to philosophy, the estimated debt load won't sink them. If they're uncertain, programs with actual reported outcomes would reduce the guesswork.
Where Northeastern University Stands
Earnings vs. debt across all philosophy bachelors's programs nationally
Compare to Similar Programs in Massachusetts
Philosophy bachelors's programs at peer institutions in Massachusetts (34 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $63,141 | $40,377* | — | $23,000* | — | |
| $67,680 | $47,345* | $47,768 | $18,000* | 0.38 | |
| $65,168 | $40,377* | $47,043 | $25,750* | 0.64 | |
| $15,496 | $36,581* | $41,381 | —* | — | |
| National Median | — | $31,652* | — | $22,641* | 0.72 |
Career Paths
Occupations commonly associated with philosophy graduates
Natural Sciences Managers
Clinical Research Coordinators
Mathematicians
Mathematical Science Teachers, Postsecondary
Philosophy and Religion Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northeastern University, approximately 12% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in MA. Actual outcomes may vary.