Median Earnings (1yr)
$44,564
45th percentile
60th percentile in Kentucky
Median Debt
$20,500
21% below national median

Analysis

Northern Kentucky University's business program lands right in the middle of the pack nationally but punches above its weight within Kentucky, ranking in the 60th percentile among state programs. Starting at $44,564, graduates earn slightly below the national median but notably above Kentucky's $41,665 average. The stronger signal here is the 23% earnings growth to $54,581 by year four—indicating solid career progression that moves graduates well past both national and state benchmarks over time.

The $20,500 debt load is a genuine bright spot, coming in about 20% below both Kentucky and national medians. This creates a manageable debt-to-earnings ratio of 0.46, meaning graduates owe less than half their first year's salary. For a highly accessible school (96% admission rate serving a quarter of its students on Pell grants), this combination of reasonable debt and steady earnings growth represents sound value.

The gap to Kentucky's top business programs is significant—Asbury and Thomas More graduates earn 40-50% more—but those schools likely select different student populations and may carry higher price tags. For families prioritizing affordability at a regional public university, NKU delivers what matters most: manageable debt that students can reasonably pay down while their careers gain momentum. This won't catapult graduates into six figures, but it provides solid financial footing without the burden that derails many young careers.

Where Northern Kentucky University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northern Kentucky University$44,564$54,581+22%
Thomas More University$63,458$64,305+1%
Eastern Kentucky University$43,055$55,383+29%
Sullivan University$46,483$52,010+12%
Morehead State University$35,943$49,720+38%

Compare to Similar Programs in Kentucky

Business Administration, Management and Operations bachelors's programs at peer institutions in Kentucky (27 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky UniversityHighland Heights$10,896$44,564$54,581$20,5000.46
Asbury UniversityWilmore$33,640$67,117$16,1250.24
Thomas More UniversityCrestview Hills$38,400$63,458$64,305$38,3630.60
Sullivan UniversityLouisville$14,220$46,483$52,010$47,1491.01
Western Kentucky UniversityBowling Green$11,436$44,498$47,395$25,3200.57
Eastern Kentucky UniversityRichmond$10,130$43,055$55,383$26,5000.62
National Median$45,703$26,0000.57

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 62 graduates with reported earnings and 58 graduates with debt data. Small samples may not be representative.