Analysis
Northern Kentucky University's mathematics bachelor's degree appears positioned above the typical Kentucky outcome, with comparable programs nationally suggesting first-year earnings around $48,800 and four-year earnings of $54,300. That places graduates substantially ahead of the $31,700 state median for math degrees—Kentucky's other programs range from Morehead State's $24,300 to University of Kentucky's $39,200, making NKU's projected trajectory notably stronger. At an estimated $22,500 in debt, the 0.46 debt-to-earnings ratio falls within manageable territory, roughly half of what graduates can expect to earn in their first year.
The caution here is that these figures come entirely from peer institutions—neither earnings nor debt are reported directly for NKU's program due to small graduate samples. What we're seeing is national data for math majors combined with Kentucky borrowing patterns. The four-year earnings figure of $54,300 provides some validation that graduates do advance beyond entry-level salaries, but without program-specific tracking, you're betting on NKU delivering outcomes comparable to the national median rather than following some Kentucky programs that fall well below.
For an open-access university with modest test scores, producing math graduates who can realistically target $50,000-plus salaries represents solid career preparation. The debt load shouldn't dominate early earnings if these projections hold. Just recognize you're making that judgment based on what similar programs accomplish, not documented success from this particular degree.
Where Northern Kentucky University Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Northern Kentucky University | — | $54,345 | — |
| Massachusetts Institute of Technology | $109,288 | $180,882 | +66% |
| Cornell University | $87,251 | $127,962 | +47% |
| University of Kentucky | $39,211 | $55,698 | +42% |
| Morehead State University | $24,257 | $39,949 | +65% |
Compare to Similar Programs in Kentucky
Mathematics bachelors's programs at peer institutions in Kentucky (22 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,896 | $48,772* | $54,345 | $22,500* | — | |
| $13,212 | $39,211* | $55,698 | $22,500* | 0.57 | |
| $9,838 | $24,257* | $39,949 | $24,218* | 1.00 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.