Est. Earnings (1yr)
$48,772
Est. from national median (253 programs)
Est. Median Debt
$22,500
Est. from KY median (3 programs)

Analysis

Northern Kentucky University's mathematics bachelor's degree appears positioned above the typical Kentucky outcome, with comparable programs nationally suggesting first-year earnings around $48,800 and four-year earnings of $54,300. That places graduates substantially ahead of the $31,700 state median for math degrees—Kentucky's other programs range from Morehead State's $24,300 to University of Kentucky's $39,200, making NKU's projected trajectory notably stronger. At an estimated $22,500 in debt, the 0.46 debt-to-earnings ratio falls within manageable territory, roughly half of what graduates can expect to earn in their first year.

The caution here is that these figures come entirely from peer institutions—neither earnings nor debt are reported directly for NKU's program due to small graduate samples. What we're seeing is national data for math majors combined with Kentucky borrowing patterns. The four-year earnings figure of $54,300 provides some validation that graduates do advance beyond entry-level salaries, but without program-specific tracking, you're betting on NKU delivering outcomes comparable to the national median rather than following some Kentucky programs that fall well below.

For an open-access university with modest test scores, producing math graduates who can realistically target $50,000-plus salaries represents solid career preparation. The debt load shouldn't dominate early earnings if these projections hold. Just recognize you're making that judgment based on what similar programs accomplish, not documented success from this particular degree.

Where Northern Kentucky University Stands

Earnings vs. debt across all mathematics bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Northern Kentucky University—$54,345—
Massachusetts Institute of Technology$109,288$180,882+66%
Cornell University$87,251$127,962+47%
University of Kentucky$39,211$55,698+42%
Morehead State University$24,257$39,949+65%

Compare to Similar Programs in Kentucky

Mathematics bachelors's programs at peer institutions in Kentucky (22 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Northern Kentucky UniversityHighland Heights$10,896$48,772*$54,345$22,500*—
University of KentuckyLexington$13,212$39,211*$55,698$22,500*0.57
Morehead State UniversityMorehead$9,838$24,257*$39,949$24,218*1.00
National Median—$48,772*—$21,500*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with mathematics graduates

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Data Scientists

Develop and implement a set of techniques or analytics applications to transform raw data into meaningful information using data-oriented programming languages and visualization software. Apply data mining, data modeling, natural language processing, and machine learning to extract and analyze information from large structured and unstructured datasets. Visualize, interpret, and report data findings. May create dynamic data reports.

$112,590/yrJobs growth:Bachelor's degree

Business Intelligence Analysts

Produce financial and market intelligence by querying data repositories and generating periodic reports. Devise methods for identifying data patterns and trends in available information sources.

$112,590/yrJobs growth:Bachelor's degree

Clinical Data Managers

Apply knowledge of health care and database management to analyze clinical data, and to identify and report trends.

$112,590/yrJobs growth:Bachelor's degree

Mathematicians

Conduct research in fundamental mathematics or in application of mathematical techniques to science, management, and other fields. Solve problems in various fields using mathematical methods.

$104,350/yrJobs growth:Master's degree

Statisticians

Develop or apply mathematical or statistical theory and methods to collect, organize, interpret, and summarize numerical data to provide usable information. May specialize in fields such as biostatistics, agricultural statistics, business statistics, or economic statistics. Includes mathematical and survey statisticians.

$104,350/yrJobs growth:Master's degree

Biostatisticians

Develop and apply biostatistical theory and methods to the study of life sciences.

$104,350/yrJobs growth:Master's degree

Mathematical Science Teachers, Postsecondary

Teach courses pertaining to mathematical concepts, statistics, and actuarial science and to the application of original and standardized mathematical techniques in solving specific problems and situations. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Secondary School Teachers, Except Special and Career/Technical Education

Teach one or more subjects to students at the secondary school level.

$64,580/yrJobs growth:Bachelor's degree

Mathematical Science Occupations, All Other

All mathematical scientists not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.