Median Earnings (1yr)
$68,649
19th percentile (40th in KY)
Median Debt
$31,000
15% above national median
Debt-to-Earnings
0.45
Manageable
Sample Size
257
Adequate data

Analysis

Northern Kentucky University's nursing program graduates earn $68,649 in their first year—below both the national median ($74,888) and Kentucky's median ($70,523) for nursing programs. More concerning is the earnings trajectory: graduates actually see their salaries drop to $62,248 by year four, a 9% decline that runs counter to the typical career progression in nursing. While the program sits at the 40th percentile among Kentucky's 23 nursing schools, that still means half of nursing programs in the state deliver better outcomes, including several that produce graduates earning $75,000-$83,000 annually.

The debt load of $31,000 is somewhat manageable given nursing's general earning power—the 0.45 debt-to-earnings ratio means graduates could theoretically pay off loans in about six months if they dedicated their entire first year salary to it. However, that calculus becomes less favorable as earnings decline rather than grow over time. With a 96% admission rate, NKU provides access to nursing education, but competing Kentucky programs like Beckfield College-Florence and University of Pikeville produce graduates earning $15,000+ more annually.

If your child is committed to NKU for location or other reasons, this program will lead to employable nursing credentials. But if they have options among Kentucky nursing schools, the data suggests looking at higher-performing alternatives that better position graduates for salary growth rather than stagnation.

Where Northern Kentucky University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Northern Kentucky UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northern Kentucky University graduates compare to all programs nationally

Northern Kentucky University graduates earn $69k, placing them in the 19th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Kentucky (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northern Kentucky University$68,649$62,248$31,0000.45
Beckfield College-Florence$83,033—$49,8050.60
University of Pikeville$82,878—$33,6180.41
University of the Cumberlands$81,012—$29,4000.36
Kentucky Christian University$76,970$70,627$27,7500.36
Galen College of Nursing-Louisville$76,234$82,003$45,7750.60
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Beckfield College-Florence
Florence
$13,295$83,033$49,805
University of Pikeville
Pikeville
$24,150$82,878$33,618
University of the Cumberlands
Williamsburg
$9,875$81,012$29,400
Kentucky Christian University
Grayson
$25,000$76,970$27,750
Galen College of Nursing-Louisville
Louisville
—$76,234$45,775

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Kentucky University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 257 graduates with reported earnings and 282 graduates with debt data. Small samples may not be representative.