Business Administration, Management and Operations at Northern Michigan University
Bachelor's Degree
Analysis
Northern Michigan's business program sits in the bottom quartile of Michigan business schools, with graduates earning about $10,000 less than the state median just one year out. At $38,848 initially, new graduates earn roughly what they might make in many entry-level positions that don't require a degree—considerably below the $50,550 median for Michigan business programs. The gap is significant: you're looking at nearly $100,000 less in starting salary compared to Michigan State graduates and vastly less than Michigan-Ann Arbor's business alumni.
The debt picture offers modest relief—at $23,795, it's below both state and national averages, translating to a 0.61 debt-to-earnings ratio that's manageable if not ideal. Earnings do improve to $47,962 by year four, showing 24% growth, but that still lags behind what many Michigan business graduates earn right out of school. The location factor matters here: Marquette's Upper Peninsula setting limits immediate job market access compared to Detroit, Grand Rapids, or Lansing metro areas where most Michigan business opportunities cluster.
For families prioritizing affordability and who value Northern Michigan's setting or have strong regional ties to the U.P., the lower debt makes this workable. But if career earnings potential drives your decision, Michigan's other public universities deliver substantially better outcomes for business majors, even after accounting for potentially higher costs. The regional job market constraints appear built into these numbers and warrant serious consideration.
Where Northern Michigan University Stands
Earnings vs. debt across all business administration, management and operations bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Northern Michigan University graduates compare to all programs nationally
Northern Michigan University graduates earn $39k, placing them in the 20th percentile of all business administration, management and operations bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Michigan
Business Administration, Management and Operations bachelors's programs at peer institutions in Michigan (40 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Northern Michigan University | $38,848 | $47,962 | $23,795 | 0.61 |
| University of Michigan-Ann Arbor | $93,674 | $116,095 | $19,000 | 0.20 |
| Michigan State University | $71,253 | $79,719 | $23,250 | 0.33 |
| Oakland University | $62,359 | $81,070 | $26,000 | 0.42 |
| Grand Valley State University | $57,760 | $70,536 | $27,000 | 0.47 |
| University of Michigan-Dearborn | $57,102 | $69,612 | $31,000 | 0.54 |
| National Median | $45,703 | — | $26,000 | 0.57 |
Other Business Administration, Management and Operations Programs in Michigan
Compare tuition, earnings, and debt across Michigan schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| University of Michigan-Ann Arbor Ann Arbor | $17,228 | $93,674 | $19,000 |
| Michigan State University East Lansing | $15,988 | $71,253 | $23,250 |
| Oakland University Rochester Hills | $14,694 | $62,359 | $26,000 |
| Grand Valley State University Allendale | $14,628 | $57,760 | $27,000 |
| University of Michigan-Dearborn Dearborn | $14,944 | $57,102 | $31,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern Michigan University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 63 graduates with reported earnings and 59 graduates with debt data. Small samples may not be representative.