Analysis
Northern New Mexico College's accounting program carries an estimated debt load of $23,054βhigher than the state median of $16,928 but below the national $25,000 benchmark. With projected first-year earnings around $53,694 based on national comparable programs, this translates to a debt-to-earnings ratio of 0.43, meaning graduates would owe roughly five months of their first-year salary. That's manageable territory for an accounting degree, though it's worth noting that other New Mexico accounting programs show considerable variation in outcomes, with reported earnings ranging from $38,000 to over $52,000.
The estimates here are drawn from national patterns since this specific program's graduate cohort is too small for the Department of Education to publish. What's encouraging is that the projected earnings align with the national median for accounting bachelor's degrees, suggesting Northern New Mexico College is preparing students for market-rate positions. The institution serves a substantial number of Pell-eligible students (36%), which often correlates with graduates staying in-state where accounting salaries run lowerβthe New Mexico median sits at $45,318, about $8,000 below the national figure.
For families evaluating this program, the key question is geographic intention. If your student plans to pursue accounting work in New Mexico's smaller markets, actual earnings could fall closer to state averages, making that $23,000 debt feel heavier. The program appears financially viable if it opens doors to regional opportunities, but confirm what percentage of graduates secure CPA-track positions versus general bookkeeping roles.
Where Northern New Mexico College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New Mexico
Accounting bachelors's programs at peer institutions in New Mexico (7 total in state)
Scroll to see more β
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,400 | $53,694* | β | $23,054* | β | |
| $6,863 | $52,579* | $57,219 | $19,105* | 0.36 | |
| $8,147 | $38,057* | $53,098 | $14,750* | 0.39 | |
| National Median | β | $53,694* | β | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northern New Mexico College, approximately 36% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 714 similar programs. Actual outcomes may vary.