Business/Commerce at NorthWest Arkansas Community College
Associate's Degree
Analysis
NorthWest Arkansas Community College's business program starts slow but builds momentum—graduates earn just $31,888 in the first year but see earnings jump 45% to over $46,000 by year four. That trajectory matters because it suggests graduates are gaining traction in Arkansas's job market, particularly in the Northwest Arkansas corridor where Walmart and its supplier ecosystem create advancement opportunities. At $11,313 in debt, students are borrowing slightly above the state median but well below what many four-year programs would require.
The first-year earnings land in the 40th percentile among Arkansas business programs, meaning more than half of comparable programs deliver stronger immediate returns. However, the strong earnings growth tells a different story—by year four, graduates are outpacing several competitors listed at the top. That said, top performers like Strayer University-Arkansas still show significantly higher first-year earnings, which might matter if your child needs immediate income to service loans.
The debt-to-earnings ratio of 0.35 is manageable—graduates earn roughly $3 for every $1 borrowed in their first year. For families seeking an affordable entry point into business careers with room for growth, this program offers reasonable value, especially if your child can leverage Northwest Arkansas's strong job market. Just understand they'll likely start in entry-level roles that take time to develop into better-paying positions.
Where NorthWest Arkansas Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How NorthWest Arkansas Community College graduates compare to all programs nationally
NorthWest Arkansas Community College graduates earn $32k, placing them in the 30th percentile of all business/commerce associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Arkansas
Business/Commerce associates's programs at peer institutions in Arkansas (23 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| NorthWest Arkansas Community College | $31,888 | $46,351 | $11,313 | 0.35 |
| Strayer University-Arkansas | $44,154 | $47,516 | $32,810 | 0.74 |
| Cossatot Community College of the University of Arkansas | $36,808 | — | — | — |
| University of Arkansas-Pulaski Technical College | $32,780 | — | $13,750 | 0.42 |
| North Arkansas College | $30,627 | $29,137 | $10,095 | 0.33 |
| Arkansas State University-Beebe | $23,663 | $35,191 | $8,000 | 0.34 |
| National Median | $36,591 | — | $13,437 | 0.37 |
Other Business/Commerce Programs in Arkansas
Compare tuition, earnings, and debt across Arkansas schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Arkansas Little Rock | $13,920 | $44,154 | $32,810 |
| Cossatot Community College of the University of Arkansas De Queen | $3,906 | $36,808 | — |
| University of Arkansas-Pulaski Technical College North Little Rock | $4,848 | $32,780 | $13,750 |
| North Arkansas College Harrison | $3,168 | $30,627 | $10,095 |
| Arkansas State University-Beebe Beebe | $3,216 | $23,663 | $8,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At NorthWest Arkansas Community College, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.