Est. Earnings (1yr)
$39,114
Est. from FL median (6 programs)
Est. Median Debt
$15,979
Est. from national median (70 programs)

Analysis

In Florida, associate's degrees in accounting typically launch graduates into first-year earnings around $39,000β€”a figure that lands squarely in the middle of what similar programs statewide produce. Northwest Florida State College's estimated debt load of roughly $16,000 creates a manageable 0.41 debt-to-earnings ratio, considerably better than the state's typical $23,800 debt burden for these programs. This lighter debt picture matters: it means graduates could conceivably pay off their loans within a year or two of full-time work, even on entry-level accounting salaries.

The uncertainty here is realβ€”these figures come from comparable programs rather than tracked outcomes from Northwest Florida State specifically. Still, the pattern holds across Florida's accounting landscape: programs rarely produce first-year earnings much above $43,000, while some graduates start closer to $37,000. The profession's salary trajectory matters more than the starting point anyway; accounting credentials typically open doors to steadier advancement than many associate-degree fields.

For a parent weighing this investment, the lower estimated debt is the decisive factor. Even if actual earnings land a few thousand dollars below the estimate, your child wouldn't be drowning in payments while building experience. Just recognize you're betting on a probability based on peer schools, not a guarantee specific to this campus.

Where Northwest Florida State College Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Florida

Accounting associates's programs at peer institutions in Florida (40 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Northwest Florida State CollegeNiceville$3,246$39,114*β€”$15,979*β€”
Keiser University-Ft LauderdaleFort Lauderdale$24,136$48,117*$43,871$29,000*0.60
Rasmussen University-FloridaOcala$15,117$43,765*$44,358$23,823*0.54
Florida National University-Main CampusHialeah$16,088$41,019*β€”$24,811*0.60
Valencia CollegeOrlando$2,474$37,209*$35,810$14,806*0.40
Broward CollegeFort Lauderdale$2,830$36,970*$36,384β€”*β€”
National Medianβ€”$37,000*β€”$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Florida State College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.