Median Earnings (1yr)
$35,809
11th percentile (25th in FL)
Median Debt
$11,341
56% below national median
Debt-to-Earnings
0.32
Manageable
Sample Size
47
Adequate data

Analysis

Northwest Florida State College's business administration program faces a significant challenge: graduates earn well below what business majors typically make, both nationally (11th percentile) and within Florida (25th percentile). That first-year salary of $35,809 trails the state median by nearly $10,000 and sits almost $20,000 behind Florida's top programs. For a degree that's supposed to open doors in the business world, these starting numbers are sobering.

The silver lining is genuine momentum. Earnings jump 38% by year four to $49,324, effectively catching up to what many peers earn right out of the gate. Combined with exceptionally low debt—just $11,341, which ranks in the 95th percentile nationally—graduates aren't trapped by monthly payments while their careers gain traction. That debt-to-earnings ratio of 0.32 means someone could theoretically pay off their loans in under four months of gross income.

The calculation here depends on your timeline. If your child needs immediate earning power after graduation, this program underperforms. But if they can weather a few lean years while building experience, the low debt burden provides breathing room that many business graduates don't have. Just understand they'll likely start in lower-tier positions than peers from Florida's stronger programs, with the hope of climbing faster later.

Where Northwest Florida State College Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

Northwest Florida State CollegeOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Northwest Florida State College graduates compare to all programs nationally

Northwest Florida State College graduates earn $36k, placing them in the 11th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Florida

Business Administration, Management and Operations bachelors's programs at peer institutions in Florida (93 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Northwest Florida State College$35,809$49,324$11,3410.32
Embry-Riddle Aeronautical University-Daytona Beach$66,999$77,767$20,5080.31
Embry-Riddle Aeronautical University-Worldwide$66,999$77,767$20,5080.31
Florida Institute of Technology$63,708$58,663$38,0970.60
Florida Institute of Technology-Online$63,708$58,663$38,0970.60
Lynn University$63,132$48,653$21,1250.33
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Florida

Compare tuition, earnings, and debt across Florida schools

SchoolIn-State TuitionEarnings (1yr)Debt
Embry-Riddle Aeronautical University-Daytona Beach
Daytona Beach
$42,304$66,999$20,508
Embry-Riddle Aeronautical University-Worldwide
Daytona Beach
$11,665$66,999$20,508
Florida Institute of Technology
Melbourne
$44,360$63,708$38,097
Florida Institute of Technology-Online
Melbourne
$12,240$63,708$38,097
Lynn University
Boca Raton
$42,950$63,132$21,125

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Florida State College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 47 graduates with reported earnings and 41 graduates with debt data. Small samples may not be representative.