Analysis
Northwest Nazarene's two-year accounting program carries an estimated debt load that exceeds what most community colleges charge for the same credential. At roughly $26,000 in borrowing—about $7,000 above the national median for associate's accounting programs—students face meaningful repayment obligations for a degree that peer programs typically produce with far less debt. The estimated first-year earnings of $37,000 align with national norms, but when nearly three-quarters of that first year's income would be needed to cover accumulated debt, the math gets tight quickly.
Idaho offers seven accounting associate programs, though none have sufficient graduate cohorts for the Department of Education to publish outcomes data. That makes comparison difficult, but the national landscape provides a reality check: most two-year accounting programs nationwide cost students about $19,000 in debt. The premium here buys access to a private faith-based institution with selective admissions, which matters to some families but doesn't necessarily translate to better job placement in accounting's relatively standardized entry-level market.
For families paying out of pocket or students borrowing the difference, understanding why this program costs $7,000 more than comparable options is essential before committing. The debt-to-earnings ratio suggests manageable but not comfortable repayment, and that assumes the earnings estimates hold true for this specific program's graduates.
Where Northwest Nazarene University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,370 | $37,001* | — | $26,291* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.