Analysis
A debt load near $25,000 isn't unreasonable for a bachelor's degree, but the key question here is whether Northwest Nazarene's chemistry program delivers enough earning power to justify it. Based on similar chemistry programs nationally, graduates typically earn around $42,600 in their first year—creating a manageable debt-to-earnings ratio of 0.59. That's better than many bachelor's programs. However, this figure actually exceeds what chemistry graduates from the University of Idaho report earning ($38,664), which should raise questions about whether a smaller private institution can truly deliver the same outcomes as the state's flagship research university.
The challenge is that we're working entirely with estimates here—the actual graduate cohort was too small for the Department of Education to report earnings or debt data. This means you're essentially betting that Northwest Nazarene's chemistry program performs like the typical program nationally, despite being at a regional private university rather than a research institution where chemistry majors typically have more lab opportunities and industry connections. The $24,994 estimated debt is close to the national median for chemistry programs, but without knowing actual placement rates or graduate school acceptance data, it's difficult to assess whether this specific program prepares students as effectively as larger competitors.
If your child is set on chemistry and prefers a small Christian campus environment, request concrete outcomes data directly from the school: where do graduates actually work, and what graduate programs accept them? Without that information, you're making a significant financial commitment based on hope rather than evidence.
Where Northwest Nazarene University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Idaho
Chemistry bachelors's programs at peer institutions in Idaho (7 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,370 | $42,581* | — | $24,994* | — | |
| $8,816 | $38,664* | — | $24,508* | 0.63 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.