Analysis
A 0.61 debt-to-earnings ratio suggests special education teachers starting from Northwest Nazarene face manageable, though not insignificant, financial pressure—based on national benchmarks for similar programs, first-year income of $44,139 would require about 61% of that salary to clear an estimated $27,000 in debt. That's workable but tight for a profession known more for its calling than its compensation. Comparable programs in Idaho show remarkably similar outcomes, with reported earnings at nearby institutions ranging from $42,300 to $43,250, clustering tightly around what peer programs typically produce.
What matters here is understanding special education as a stable, if modestly-paying, career path. Teachers in this field face consistent demand and clear licensing requirements, which provides job security even if it doesn't deliver dramatic income growth. The estimated debt load sits right at the national median for this major, meaning Northwest Nazarene appears neither particularly expensive nor notably affordable compared to other bachelor's programs in special education. For students passionate about working with exceptional learners, this represents a fairly standard financial entry point into the profession.
The crucial question is whether your child feels genuinely drawn to special education specifically—this isn't a field where pivoting to higher-paying alternatives comes easily once you're licensed and specialized. If the answer is yes, these estimated figures suggest a conventional path forward rather than an exceptional value or a red flag.
Where Northwest Nazarene University Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Idaho
Special Education and Teaching bachelors's programs at peer institutions in Idaho (4 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $39,370 | $44,139* | — | $27,000* | — | |
| $4,656 | $43,252* | — | —* | — | |
| $8,782 | $42,303* | — | $26,675* | 0.63 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwest Nazarene University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.