Analysis
Northwestern College's special education program appears financially manageable based on what peer programs suggest. With estimated first-year earnings around $44,000 and debt near $27,000, graduates would face monthly loan payments of roughly $300—about 8% of gross income. That's a reasonable starting point for a teaching career, particularly since special education positions often come with hiring incentives and salary bumps unavailable to general classroom teachers.
The context matters here: Iowa special education programs typically leave graduates with $35,455 in debt—nearly $9,000 more than what Northwestern's students likely carry. If these estimates hold true, that difference translates to about $100 less per month in loan payments, which makes a real difference on a teacher's salary. The earnings align closely with what Upper Iowa University reports and the national median, suggesting starting salaries for special education teachers in Iowa are fairly consistent regardless of where you train.
The caveat is that these figures come from comparable programs nationally, not Northwestern's actual graduate outcomes. The small graduate cohort means we're working with educated guesses rather than verified results. For parents, the practical question is whether your child can handle $300 monthly payments on a teacher's salary while building a stable career. The numbers suggest yes, but confirm Northwestern's actual teacher placement rates and ask about partnerships with school districts that might lead to loan forgiveness programs for special education teachers—those benefits could matter more than the starting salary.
Where Northwestern College Stands
Earnings vs. debt across all special education and teaching bachelors's programs nationally
Compare to Similar Programs in Iowa
Special Education and Teaching bachelors's programs at peer institutions in Iowa (6 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $35,300 | $44,139* | — | $27,000* | — | |
| $19,000 | $44,304* | — | $35,455* | 0.80 | |
| National Median | — | $44,139* | — | $26,717* | 0.61 |
Career Paths
Occupations commonly associated with special education and teaching graduates
Education Teachers, Postsecondary
Special Education Teachers, Preschool
Special Education Teachers, Middle School
Special Education Teachers, Secondary School
Special Education Teachers, All Other
Adapted Physical Education Specialists
Interpreters and Translators
Special Education Teachers, Kindergarten
Special Education Teachers, Elementary School
Teaching Assistants, Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwestern College, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 170 similar programs. Actual outcomes may vary.