Analysis
A debt-to-earnings ratio of 0.42 suggests manageable borrowing for a tech-focused business degree, though parents should understand these figures come from comparable MIS programs rather than Northwood's specific outcomes. Based on six similar programs across Michigan, graduates typically earn around $62,700 in their first year—essentially matching the state median and slightly outpacing the national benchmark of $59,490. The estimated $26,581 in debt aligns closely with what students borrow for MIS degrees both statewide and nationally.
What matters most here is how Northwood compares to Michigan's established programs with reported data. Central Michigan ($68,088), UM-Dearborn ($65,211), and Oakland ($65,128) all show first-year earnings roughly $3,000-$5,000 higher than the state average Northwood's estimate draws from. These aren't huge gaps, but in a field where technical skills command premium salaries, that difference compounds over a career.
The practical takeaway: an MIS degree generally produces solid returns whether you attend Northwood or a larger Michigan university, but parents should weigh the limited data transparency here against programs with documented track records. The 84% admission rate suggests less selectivity than competitors, which could mean different student outcomes than the peer-program estimates indicate. Request Northwood's actual graduate employment data directly before committing.
Where Northwood University Stands
Earnings vs. debt across all management information systems and services bachelors's programs nationally
Compare to Similar Programs in Michigan
Management Information Systems and Services bachelors's programs at peer institutions in Michigan (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,000 | $62,697* | — | $26,581* | — | |
| $14,190 | $68,088* | $82,839 | $27,000* | 0.40 | |
| $14,944 | $65,211* | $82,433 | $25,610* | 0.39 | |
| $14,694 | $65,128* | $72,305 | $26,000* | 0.40 | |
| $18,392 | $60,266* | — | $28,000* | 0.46 | |
| $14,297 | $59,352* | $74,781 | $23,250* | 0.39 | |
| National Median | — | $59,490* | — | $24,000* | 0.40 |
Career Paths
Occupations commonly associated with management information systems and services graduates
Computer and Information Systems Managers
Database Architects
Data Warehousing Specialists
Computer Programmers
Computer Science Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Northwood University, approximately 25% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in MI. Actual outcomes may vary.