Median Earnings (1yr)
$29,290
5th percentile (95th in PR)
Median Debt
$32,656
26% above national median
Debt-to-Earnings
1.11
Elevated
Sample Size
147
Adequate data

Analysis

NUC University's business program offers graduates something rare in Puerto Rico: earnings that actually compete with the island's stronger programs, but at a significant debt cost. While $29,290 in first-year earnings ranks in just the 5th percentile nationally, it places graduates in the 95th percentile among PR business programs—a crucial distinction since most students will work locally where these earnings go further than mainland comparisons suggest.

The debt picture requires careful consideration. At $32,656, graduates carry more than twice the PR median for this program ($14,357) and significantly above the national median ($26,000). That creates a 1.11 debt-to-earnings ratio—manageable but tight—particularly given that 71% of students receive Pell grants, indicating most come from lower-income families with limited financial cushion. The 16% earnings growth to $33,898 by year four helps, though graduates still earn less than top island programs like UPR-Mayaguez.

For families evaluating options, this comes down to access versus cost. NUC delivers competitive local outcomes that far exceed what most PR business programs achieve, and the robust sample size confirms these aren't outliers. But families should compare the debt load against UPR system schools or Ana G. Mendez campuses, which may offer similar employment prospects at lower borrowing costs. If those aren't accessible, NUC provides a viable path—just ensure your student understands they'll be managing substantial debt on a modest starting salary.

Where NUC University Stands

Earnings vs. debt across all business administration, management and operations bachelors's programs nationally

NUC UniversityOther business administration, management and operations programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How NUC University graduates compare to all programs nationally

NUC University graduates earn $29k, placing them in the 5th percentile of all business administration, management and operations bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Puerto Rico

Business Administration, Management and Operations bachelors's programs at peer institutions in Puerto Rico (39 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
NUC University$29,290$33,898$32,6561.11
University of Puerto Rico-Mayaguez$38,052—$8,2500.22
Universidad Ana G. Mendez-Gurabo Campus$33,654$30,522$22,5790.67
Universidad Ana G. Mendez-Carolina Campus$26,810$30,982$18,4040.69
Universidad Ana G. Mendez-Cupey Campus$26,047$27,883$19,2120.74
Universidad del Sagrado Corazon$20,513—$14,2980.70
National Median$45,703—$26,0000.57

Other Business Administration, Management and Operations Programs in Puerto Rico

Compare tuition, earnings, and debt across Puerto Rico schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Puerto Rico-Mayaguez
Mayaguez
$5,274$38,052$8,250
Universidad Ana G. Mendez-Gurabo Campus
Gurabo
$6,920$33,654$22,579
Universidad Ana G. Mendez-Carolina Campus
Carolina
$6,920$26,810$18,404
Universidad Ana G. Mendez-Cupey Campus
San Juan
$6,920$26,047$19,212
Universidad del Sagrado Corazon
Santurce
$6,360$20,513$14,298

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 147 graduates with reported earnings and 208 graduates with debt data. Small samples may not be representative.