Location: Bayamon, PR•In-State Tuition: $8,054•Out-of-State Tuition: $9,884
Est. Earnings (1yr)
$53,590
Est. from national median (431 programs)
Est. Median Debt
$31,000
Est. from national median (13 programs)

Analysis

A debt-to-earnings ratio of 0.58 sits in reasonable territory for a bachelor's degree, but the numbers behind it tell a more complex story. Based on comparable finance programs nationally, NUC graduates might expect around $53,590 in first-year earnings—serviceable income, but notably below what similar programs across Puerto Rico typically produce. The University of Puerto Rico-Rio Piedras, for instance, reports median earnings of $61,729 for finance graduates, suggesting an $8,000 gap that compounds over time.

The estimated $31,000 debt load exceeds the national median for finance programs by about a third, which matters when you're starting at lower earnings. For a student body where 71% receive Pell grants, that additional borrowing represents real financial strain. Finance degrees generally offer solid employment prospects, but location matters—Puerto Rico's financial services sector may offer different opportunities than mainland markets, and NUC's specific outcomes remain unknown due to small graduate samples.

Before committing, your family should request graduation and placement data directly from NUC, even if informal. The spread between what this program might deliver versus what's available elsewhere in Puerto Rico is wide enough to warrant concrete answers about where graduates actually land and what they actually earn.

Where NUC University Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

NUC University (estimated ±10%)Other finance and financial management services programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs in Puerto Rico

Finance and Financial Management Services bachelors's programs at peer institutions in Puerto Rico (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
NUC UniversityBayamon$8,054$53,590*—$31,000*—
University of Puerto Rico-Rio PiedrasSan Juan$5,324$61,729*——*—
National Median—$53,590*—$23,332*0.44
* Estimated from similar programs

Career Paths

Occupations commonly associated with finance and financial management services graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

Chief Sustainability Officers

Communicate and coordinate with management, shareholders, customers, and employees to address sustainability issues. Enact or oversee a corporate sustainability strategy.

$105,350/yrJobs growth:Bachelor's degree

General and Operations Managers

Plan, direct, or coordinate the operations of public or private sector organizations, overseeing multiple departments or locations. Duties and responsibilities include formulating policies, managing daily operations, and planning the use of materials and human resources, but are too diverse and general in nature to be classified in any one functional area of management or administration, such as personnel, purchasing, or administrative services. Usually manage through subordinate supervisors. Excludes First-Line Supervisors.

$105,350/yrJobs growth:Bachelor's degree

Personal Financial Advisors

Advise clients on financial plans using knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate. Duties include assessing clients' assets, liabilities, cash flow, insurance coverage, tax status, and financial objectives. May also buy and sell financial assets for clients.

$102,140/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Insurance Underwriters

Review individual applications for insurance to evaluate degree of risk involved and determine acceptance of applications.

$79,880/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At NUC University, approximately 71% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 431 similar programs. Actual outcomes may vary.