Analysis
An estimated debt load of $16,000 against first-year earnings around $37,000 creates a manageable 0.43 debt-to-earnings ratio—considerably better than what many community college associate programs deliver. Based on comparable accounting programs nationally, graduates typically earn enough to handle their debt payments without financial strain. California's accounting market shows median earnings closer to $38,000, suggesting the national estimate may slightly undervalue what local graduates actually achieve. With 110 programs competing in California alone, Ohlone's Bay Area location could provide networking advantages that don't show up in these peer-program estimates.
The real question is whether an associate degree serves your child's longer-term goals. Accounting increasingly rewards credentials beyond the associate level—many employers prefer bachelor's degrees for advancement, and CPA licensure requires additional education. Similar programs in California show a wide earnings range, from under $35,000 to over $41,000, reflecting how much individual career paths vary. If your child plans to transfer to complete a bachelor's degree, this becomes a cost-effective first step. If they intend to enter the workforce immediately, understand that career progression may require returning for more education later.
Given the estimation uncertainty here, connect with Ohlone's career services to learn where their accounting graduates actually land jobs and what those positions pay. The numbers suggest reasonable value, but knowing the specific employment outcomes would remove considerable guesswork from this decision.
Where Ohlone College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in California
Accounting associates's programs at peer institutions in California (110 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $1,202 | $37,001* | — | $15,979* | — | |
| — | $41,351* | — | $17,375* | 0.42 | |
| $1,364 | $34,604* | — | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ohlone College, approximately 11% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.