Analysis
Oklahoma Baptist University charges less debt than most competitors in this field—$19,500 compared to a state median of nearly $24,000—but the estimated first-year earnings of $38,277 (based on comparable programs in Oklahoma) suggest graduates will still carry significant financial weight in their first year out. That 0.51 debt-to-earnings ratio isn't alarming, but it's meaningful for a field where starting salaries hover in the mid-to-high $30,000s across the state.
The real question is competitiveness. Similar programs in Oklahoma show a range: Oklahoma State and Southern Nazarene graduates reportedly earn around $41,000 their first year, while Southeastern Oklahoma State sits closer to $33,000. OBU's estimated figure lands in the middle, suggesting the program positions graduates reasonably well but doesn't necessarily stand out. For families considering this investment, the lower debt load matters—it translates to roughly $200 less per month in loan payments compared to taking on the state's typical debt burden.
The practical reality: your child will likely start their career earning modestly but managing a debt load that's lighter than many peers'. If they're committed to human development or family services work—fields known more for personal fulfillment than high pay—this program offers a path that won't trap them under overwhelming debt. Just know you're working with estimates here, and asking the school directly about graduate outcomes would sharpen this picture considerably.
Where Oklahoma Baptist University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Compare to Similar Programs in Oklahoma
Human Development, Family Studies, bachelors's programs at peer institutions in Oklahoma (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $34,050 | $38,277* | — | $19,500 | — | |
| $10,234 | $41,243* | $45,585 | $23,858 | 0.58 | |
| $29,600 | $41,062* | $41,533 | $38,563 | 0.94 | |
| $8,522 | $35,491* | $37,289 | $27,500 | 0.77 | |
| $7,200 | $32,997* | — | $18,000 | 0.55 | |
| National Median | — | $33,543* | — | $25,000 | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma Baptist University, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in OK. Actual outcomes may vary.