Analysis
In Oklahoma, Human Development and Family Studies programs range from $33,000 to over $41,000 in first-year earnings, and comparable programs here suggest starting around $38,000—slightly above the national median but firmly in the middle of state options. The challenge is what happens next: actual four-year earnings of $37,336 show virtually no growth, suggesting graduates hit a plateau quickly. With estimated debt around $26,000, the debt-to-earnings ratio of 0.68 is manageable on paper, but only if you're comfortable with limited salary progression in those critical early career years.
What's particularly telling is the comparison to other Oklahoma programs. Oklahoma State and Southern Nazarene graduates start around $41,000—roughly $3,000 more annually—which compounds significantly over time. That gap matters when you're paying down loans on a salary that appears stuck in the mid-30s. Nationally, this field tends toward modest earnings regardless of school, so the limited growth may reflect the career path itself rather than this specific program.
For a private Christian university charging private tuition, the estimated outcomes suggest you're paying a premium without clear financial returns. If your child is passionate about family studies and values the faith-based environment, that may justify the choice. But purely as a financial investment, peer programs in Oklahoma offer similar or better starting points with comparable debt loads, and the flat earnings trajectory means there's little room for a financial comeback later.
Where Oklahoma Christian University Stands
Earnings vs. debt across all human development, family studies, bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Oklahoma Christian University | — | $37,336 | — |
| Cornell University | $38,401 | $61,634 | +61% |
| Oklahoma State University-Main Campus | $41,243 | $45,585 | +11% |
| Southern Nazarene University | $41,062 | $41,533 | +1% |
| University of Central Oklahoma | $35,491 | $37,289 | +5% |
Compare to Similar Programs in Oklahoma
Human Development, Family Studies, bachelors's programs at peer institutions in Oklahoma (9 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $25,900 | $38,277* | $37,336 | $26,000* | — | |
| $10,234 | $41,243* | $45,585 | $23,858* | 0.58 | |
| $29,600 | $41,062* | $41,533 | $38,563* | 0.94 | |
| $8,522 | $35,491* | $37,289 | $27,500* | 0.77 | |
| $7,200 | $32,997* | — | $18,000* | 0.55 | |
| National Median | — | $33,543* | — | $25,000* | 0.75 |
Career Paths
Occupations commonly associated with human development, family studies, graduates
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Family and Consumer Sciences Teachers, Postsecondary
Social and Human Service Assistants
Preschool Teachers, Except Special Education
Childcare Workers
Nannies
Social Scientists and Related Workers, All Other
Community and Social Service Specialists, All Other
Farm and Home Management Educators
Teaching Assistants, Preschool, Elementary, Middle, and Secondary School, Except Special Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma Christian University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in OK. Actual outcomes may vary.