Median Earnings (1yr)
$28,679
67th percentile (60th in OK)
Median Debt
$12,319
10% above national median
Debt-to-Earnings
0.43
Manageable
Sample Size
38
Adequate data

Analysis

Oklahoma City Community College's Psychology associate's program offers something unusual: meaningful earnings growth. While first-year earnings of $28,679 might seem modest, graduates see a 29% jump to $36,863 by year four—an uncommon trajectory for associate's degrees. The program beats 60% of Oklahoma psychology programs and 67% nationally, solid performance considering it costs about $12,300 in debt. That's actually below the state median debt of $14,160, giving this program a better cost-to-benefit ratio than most alternatives.

The real advantage here is the modest debt load combined with steady income progression. At 0.43, the debt-to-earnings ratio means graduates owe less than half their first-year salary—manageable on an entry-level income and increasingly comfortable as earnings grow. Within four years, that debt represents just one-third of annual income. For families concerned about their student taking on debt while figuring out career direction, psychology often serves as a stepping stone, and this program provides that option without crushing financial burden.

This isn't a fast track to high earnings, but it's a solid foundation at a reasonable price. If your student is considering psychology as a starting point—whether for transfer to a bachelor's program or entry into fields like human services or administrative roles—the combination of below-average debt and above-average earnings growth makes this a sensible choice among Oklahoma community colleges.

Where Oklahoma City Community College Stands

Earnings vs. debt across all psychology associates's programs nationally

Oklahoma City Community CollegeOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Oklahoma City Community College graduates compare to all programs nationally

Oklahoma City Community College graduates earn $29k, placing them in the 67th percentile of all psychology associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Oklahoma

Psychology associates's programs at peer institutions in Oklahoma (11 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Oklahoma City Community College$28,679$36,863$12,3190.43
National Median$26,232—$11,1980.43

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma City Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.