Analysis
Oklahoma City Community College's Psychology associate's program offers something unusual: meaningful earnings growth. While first-year earnings of $28,679 might seem modest, graduates see a 29% jump to $36,863 by year four—an uncommon trajectory for associate's degrees. The program beats 60% of Oklahoma psychology programs and 67% nationally, solid performance considering it costs about $12,300 in debt. That's actually below the state median debt of $14,160, giving this program a better cost-to-benefit ratio than most alternatives.
The real advantage here is the modest debt load combined with steady income progression. At 0.43, the debt-to-earnings ratio means graduates owe less than half their first-year salary—manageable on an entry-level income and increasingly comfortable as earnings grow. Within four years, that debt represents just one-third of annual income. For families concerned about their student taking on debt while figuring out career direction, psychology often serves as a stepping stone, and this program provides that option without crushing financial burden.
This isn't a fast track to high earnings, but it's a solid foundation at a reasonable price. If your student is considering psychology as a starting point—whether for transfer to a bachelor's program or entry into fields like human services or administrative roles—the combination of below-average debt and above-average earnings growth makes this a sensible choice among Oklahoma community colleges.
Where Oklahoma City Community College Stands
Earnings vs. debt across all psychology associates's programs nationally
Earnings Distribution
How Oklahoma City Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Oklahoma City Community College | $28,679 | $36,863 | +29% |
| Bunker Hill Community College | $37,256 | $48,088 | +29% |
| Delaware County Community College | $17,269 | $37,164 | +115% |
| Salt Lake Community College | $32,619 | $34,928 | +7% |
| College of Southern Nevada | $23,984 | $34,779 | +45% |
Compare to Similar Programs Nationally
Psychology associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,059 | $28,679 | $36,863 | $12,319 | 0.43 | |
| $6,398 | $38,571 | — | $11,000 | 0.29 | |
| $6,554 | $38,019 | — | $17,999 | 0.47 | |
| $6,992 | $38,019 | — | $17,999 | 0.47 | |
| $13,570 | $38,019 | — | $17,999 | 0.47 | |
| $5,520 | $37,256 | $48,088 | $9,500 | 0.25 | |
| National Median | — | $26,232 | — | $11,198 | 0.43 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma City Community College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 38 graduates with reported earnings and 94 graduates with debt data. Small samples may not be representative.