Analysis
A debt-to-earnings ratio of 0.49 represents solid financial positioning for a physics degree, though the figures here come from national peer programs rather than Oklahoma City University's actual graduates. Based on these estimates, a new graduate would owe roughly half their first-year salary—manageable territory for a STEM field that typically offers clear pathways to higher earnings over time.
The challenge is that physics programs can lead to wildly different outcomes depending on what students do next. Some graduates head straight to graduate school (often funded), others land research positions or pivot into engineering roles with strong earning potential, while some struggle to find work that leverages their training. The estimated $47,670 starting point sits at the national median for physics bachelor's degrees, but that average masks considerable variation. Without knowing how OCU's specific graduates fare—where they work, what sectors they enter, whether they pursue advanced degrees—it's harder to gauge whether this particular program sets students up for the better or worse end of that spectrum.
For a family considering this investment, the key question is what comes after graduation. If your student is serious about graduate school in physics or a related field, the moderate debt load won't be a dealbreaker. If they're planning to enter the workforce immediately, understanding OCU's track record with career placement would be essential—information the suppressed data can't provide.
Where Oklahoma City University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,586 | $47,670* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Oklahoma City University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.