Analysis
Ottawa University-Online's psychology graduates earn nearly $40,000 their first year out—placing them in the 95th percentile nationally and making this one of the state's top-earning psychology programs. That's $8,000 above the national median and $3,000 above Kansas's already respectable state average. For an online program serving a substantial population of Pell grant recipients, these outcomes are genuinely impressive and suggest strong career services or employer connections that translate degrees into decent-paying jobs.
The debt load of $27,562 is close to both state and national averages, resulting in a manageable 0.70 debt-to-earnings ratio. Graduates would need to allocate about 17% of gross income to federal loan payments—tight but workable on a $40,000 salary, especially compared to psychology programs elsewhere where earnings can languish in the low thirties. The moderate sample size adds some uncertainty, but the consistency with Ottawa's other Kansas campuses (which report identical earnings) suggests these numbers reflect real institutional strengths rather than statistical noise.
For families weighing an online psychology degree, this program delivers measurably better employment outcomes than most alternatives. The premium over typical psychology earnings justifies the average debt, particularly if the online format allows a student to work while studying or avoid relocation costs.
Where Ottawa University-Online Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Ottawa University-Online graduates compare to all programs nationally
Compare to Similar Programs in Kansas
Psychology bachelors's programs at peer institutions in Kansas (25 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| — | $39,596 | — | $27,562 | 0.70 | |
| $5,633 | $40,009 | $40,608 | $29,000 | 0.72 | |
| $35,300 | $39,596 | — | $27,562 | 0.70 | |
| — | $39,596 | — | $27,562 | 0.70 | |
| $9,578 | $38,264 | $37,297 | $25,249 | 0.66 | |
| $11,700 | $36,913 | $43,397 | $22,415 | 0.61 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ottawa University-Online, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 30 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.