Median Earnings (1yr)
$39,596
95th percentile
60th percentile in Arizona
Median Debt
$27,562
8% above national median

Analysis

Ottawa University-Surprise's psychology graduates are earning $39,596 one year outβ€”nearly $6,000 above the Arizona median and ranking in the 95th percentile nationally. That's a significant premium over what most psychology majors make, even compared to larger state schools like Arizona State ($37,312) and University of Arizona ($33,699). For a bachelor's program that typically struggles with earnings outcomes, these numbers stand out.

The debt picture is more nuanced. At $27,562, borrowing is higher than Arizona's median of $23,000 for psychology programs, but still reasonable given the earnings advantage. The debt-to-earnings ratio of 0.70 means graduates earn substantially more than they owe, which puts them in a manageable position for repayment. That said, psychology degrees often lead to graduate school, so families should factor in whether additional borrowing lies ahead.

What's interesting here is the disconnect between the school's modest selectivity (40% admission rate, 978 SAT) and the strong career outcomes. This suggests either strong local employer relationships or a program structure that effectively prepares students for higher-paying positions. For families comparing options in Arizona, this program delivers better first-year earnings than any other psychology program in the state, which justifies the slightly higher debt load. Just recognize that the 60th state percentile ranking shows you're paying a bit more for that performance edge.

Where Ottawa University-Surprise Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Ottawa University-Surprise graduates compare to all programs nationally

Compare to Similar Programs in Arizona

Psychology bachelors's programs at peer institutions in Arizona (9 total in state)

Scroll to see more β†’

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ottawa University-SurpriseSurprise$35,300$39,596β€”$27,5620.70
Arizona State University Digital ImmersionScottsdaleβ€”$37,312$45,403$23,0000.62
Arizona State University Campus ImmersionTempe$12,051$37,312$45,403$23,0000.62
Northern Arizona UniversityFlagstaff$12,652$33,844$40,983$22,4920.66
University of ArizonaTucson$13,626$33,699$44,609$20,3740.60
Prescott CollegePrescott$35,685$29,888β€”$31,3341.05
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ottawa University-Surprise, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 30 graduates with reported earnings and 54 graduates with debt data. Small samples may not be representative.