Analysis
Accounting programs in Ohio cluster tightly around $56,000 for starting salaries, and Otterbein appears to track right with that norm based on comparable programs in the state. The estimated $27,000 debt load yields a debt-to-earnings ratio under 0.5—manageable territory for a field with clear hiring pathways and professional credentialing requirements. What matters more here is the four-year number: $72,913 represents solid mid-career positioning for accountants, suggesting the degree opens doors to CPA-track positions that command raises as credentials accumulate.
The real question is whether Otterbein justifies its cost when Ohio State graduates start $6,000 higher and Case Western grads clear $67,000. Those gaps narrow as careers progress—accounting rewards credentials and experience more than pedigree—but the initial difference matters for loan repayment timelines. Otterbein's 83% admission rate and moderate SAT profile suggest it serves a different student population than the flagships, and the estimated debt falls right in line with Ohio's median for private institutions in this field.
For families comfortable with ~$27,000 in loans, this program follows a proven formula: study accounting, pass the CPA exam, build a career with predictable advancement. The estimates here suggest outcomes in line with Ohio norms, which means reasonable debt against stable earnings. Just recognize you're paying private-school prices for middle-of-the-pack starting outcomes.
Where Otterbein University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Otterbein University | — | $72,913 | — |
| Case Western Reserve University | $67,830 | $78,857 | +16% |
| Ohio State University-Main Campus | $62,399 | $77,705 | +25% |
| Miami University-Oxford | $67,743 | $77,503 | +14% |
| John Carroll University | $62,145 | $75,037 | +21% |
Compare to Similar Programs in Ohio
Accounting bachelors's programs at peer institutions in Ohio (57 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $34,899 | $56,441* | $72,913 | $27,000* | — | |
| $64,671 | $67,830* | $78,857 | $25,000* | 0.37 | |
| $17,809 | $67,743* | $77,503 | $23,000* | 0.34 | |
| $47,600 | $65,127* | $72,243 | $27,000* | 0.41 | |
| $12,859 | $62,399* | $77,705 | $23,284* | 0.37 | |
| $49,100 | $62,145* | $75,037 | $27,000* | 0.43 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Otterbein University, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 36 similar programs in OH. Actual outcomes may vary.