Analysis
Ozarks Technical's accounting associate program starts graduates at $35,169—which beats 60% of Missouri's accounting programs but lands below the national median. The real concern isn't the starting point, though: it's where graduates are four years later. Earnings drop 13% to just $30,683, a backward trajectory that demands explanation. Are graduates moving into lower-paying roles, switching careers, or working reduced hours? Without understanding why, this pattern raises questions about the program's long-term career preparation.
The $21,907 debt load sits near both state and national medians, making the initial debt-to-earnings ratio of 0.62 reasonable enough to manage. But that ratio deteriorates as earnings fall, meaning graduates are servicing the same debt on a shrinking income. For students staying in Missouri—where this program performs solidly against in-state alternatives—the first few years post-graduation look workable. The challenge is building momentum beyond that initial foothold.
Parents should view this as an entry point that requires active career management. If your student uses the associate degree as a stepping stone—either toward a bachelor's or toward professional certifications like the CMA—it could serve its purpose. But as a standalone credential where graduates stay in similar roles for four years, the earnings decline suggests the degree alone may not be enough to sustain upward mobility in accounting careers.
Where Ozarks Technical Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Earnings Distribution
How Ozarks Technical Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ozarks Technical Community College | $35,169 | $30,683 | -13% |
| Southern New Hampshire University | $37,986 | $53,096 | +40% |
| Connecticut State Community College | $42,591 | $52,194 | +23% |
| Nassau Community College | $35,513 | $51,744 | +46% |
| Indiana Wesleyan University-Marion | $52,576 | $50,545 | -4% |
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $4,184 | $35,169 | $30,683 | $21,907 | 0.62 | |
| $2,550 | $58,469 | $44,916 | $22,215 | 0.38 | |
| $8,216 | $52,576 | $50,545 | $24,956 | 0.47 | |
| $31,168 | $52,576 | $50,545 | $24,956 | 0.47 | |
| $5,050 | $49,685 | $48,712 | — | — | |
| $6,270 | $48,832 | — | $19,254 | 0.39 | |
| National Median | — | $37,000 | — | $19,354 | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ozarks Technical Community College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 32 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.