Median Earnings (1yr)
$35,169
40th percentile
60th percentile in Missouri
Median Debt
$21,907
13% above national median

Analysis

Ozarks Technical's accounting associate program starts graduates at $35,169—which beats 60% of Missouri's accounting programs but lands below the national median. The real concern isn't the starting point, though: it's where graduates are four years later. Earnings drop 13% to just $30,683, a backward trajectory that demands explanation. Are graduates moving into lower-paying roles, switching careers, or working reduced hours? Without understanding why, this pattern raises questions about the program's long-term career preparation.

The $21,907 debt load sits near both state and national medians, making the initial debt-to-earnings ratio of 0.62 reasonable enough to manage. But that ratio deteriorates as earnings fall, meaning graduates are servicing the same debt on a shrinking income. For students staying in Missouri—where this program performs solidly against in-state alternatives—the first few years post-graduation look workable. The challenge is building momentum beyond that initial foothold.

Parents should view this as an entry point that requires active career management. If your student uses the associate degree as a stepping stone—either toward a bachelor's or toward professional certifications like the CMA—it could serve its purpose. But as a standalone credential where graduates stay in similar roles for four years, the earnings decline suggests the degree alone may not be enough to sustain upward mobility in accounting careers.

Where Ozarks Technical Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Earnings Distribution

How Ozarks Technical Community College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Ozarks Technical Community College$35,169$30,683-13%
Southern New Hampshire University$37,986$53,096+40%
Connecticut State Community College$42,591$52,194+23%
Nassau Community College$35,513$51,744+46%
Indiana Wesleyan University-Marion$52,576$50,545-4%

Compare to Similar Programs Nationally

Accounting associates's programs at top institutions nationally

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Ozarks Technical Community CollegeSpringfield$4,184$35,169$30,683$21,9070.62
Austin Community College DistrictAustin$2,550$58,469$44,916$22,2150.38
Indiana Wesleyan University-National & GlobalMarion$8,216$52,576$50,545$24,9560.47
Indiana Wesleyan University-MarionMarion$31,168$52,576$50,545$24,9560.47
North Hennepin Community CollegeBrooklyn Park$5,050$49,685$48,712
Montgomery County Community CollegeBlue Bell$6,270$48,832$19,2540.39
National Median$37,000$19,3540.52

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Ozarks Technical Community College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 42 graduates with debt data. Small samples may not be representative.