Business/Commerce (Associate's Degree) at Paradise Valley Community College

Est. Earnings (1yr)

$36,591

Est. from national median (124 programs)

Est. Median Debt

$11,000

Est. from national median (103 programs)

Analysis

An associate's in business from Paradise Valley estimates about $11,000 in debt—well below what similar programs carry both nationally ($13,437) and especially across Arizona ($20,209). That lower debt load is the headline here, even as the earnings picture remains less certain. Based on comparable business associate's programs nationwide, first-year earnings around $36,591 produce a manageable 0.30 debt-to-earnings ratio, meaning graduates would owe roughly 30 cents for every dollar earned.

The challenge is that business associate's programs in Arizona show wide variation in outcomes. DeVry grads report earning over $43,000 right away, while Pima's data suggests closer to $31,000. Without reported data specific to Paradise Valley, it's hard to know where this program lands on that spectrum. The estimated national figure sits right in the middle, but actual local outcomes could swing several thousand dollars either way.

For families prioritizing affordability, the comparatively low estimated debt makes this program worth considering—you're not betting heavily either way. But understand you're working with approximations rather than this school's track record. If your student needs the flexibility of community college and plans to transfer or wants business credentials without substantial loans, the risk profile looks reasonable. Just don't assume the $36,591 estimate is gospel.

Where Paradise Valley Community College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Compare to Similar Programs in Arizona

Business/Commerce associates's programs at peer institutions in Arizona (18 total in state)

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School	In-State Tuition	Earnings (1yr)*	Earnings (4yr)	Median Debt*	Debt/Earnings
Paradise Valley Community CollegePhoenix	$2,358	$36,591*	—	$11,000*	—
DeVry University-ArizonaPhoenix	$17,488	$43,716*	—	$30,444*	0.70
Pima Community CollegeTucson	$2,370	$31,107*	$46,784	$9,974*	0.32
National Median	—	$36,591*	—	$13,437*	0.37

* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Paradise Valley Community College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.