Cosmetology at PCI Academy-Plymouth
Undergraduate Certificate or Diploma
Analysis
PCI Academy's cosmetology program significantly outperforms the national landscape—graduates earn 41% more than the typical cosmetology program nationally, placing them in the 95th percentile. But Minnesota parents should understand that this strong national showing doesn't translate to a state-level advantage. At $24,178 in first-year earnings, graduates earn slightly below Minnesota's median of $24,204 for cosmetology programs, landing in the 40th percentile statewide. Several in-state alternatives, including Saint Paul College ($32,987) and Model College of Hair Design ($25,814), deliver meaningfully higher earnings for similar debt levels.
The program's financial structure is reasonable: $10,570 in debt against first-year earnings creates a manageable 0.44 debt-to-earnings ratio, and the 22% earnings growth to $29,405 by year four shows steady income progression. This trajectory suggests graduates are building clientele and skills over time. With a robust sample size of 100+ graduates and 34% receiving Pell grants, these figures reliably reflect typical outcomes.
For Minnesota families, this presents a practical entry point into cosmetology—you'll graduate with manageable debt and earnings that beat most national programs. However, if maximizing first-year income matters for your financial situation, exploring the top-performing Minnesota programs could yield $8,000+ more annually right out of the gate, which compounds significantly when building a career in this field.
Where PCI Academy-Plymouth Stands
Earnings vs. debt across all cosmetology certificate's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How PCI Academy-Plymouth graduates compare to all programs nationally
PCI Academy-Plymouth graduates earn $24k, placing them in the 95th percentile of all cosmetology certificate programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Minnesota
Cosmetology certificate's programs at peer institutions in Minnesota (17 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| PCI Academy-Plymouth | $24,178 | $29,405 | $10,570 | 0.44 |
| Saint Paul College | $32,987 | $36,693 | $14,250 | 0.43 |
| Model College of Hair Design | $25,814 | $22,569 | $8,778 | 0.34 |
| Nova Academy of Cosmetology | $25,754 | $27,175 | $9,999 | 0.39 |
| Nova Academy of Cosmetology Woodbury | $24,617 | $28,029 | $10,194 | 0.41 |
| Minnesota State Community and Technical College | $24,367 | — | $10,169 | 0.42 |
| National Median | $17,113 | — | $9,862 | 0.58 |
Other Cosmetology Programs in Minnesota
Compare tuition, earnings, and debt across Minnesota schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Saint Paul College Saint Paul | $6,318 | $32,987 | $14,250 |
| Model College of Hair Design Saint Cloud | — | $25,814 | $8,778 |
| Nova Academy of Cosmetology Rochester | — | $25,754 | $9,999 |
| Nova Academy of Cosmetology Woodbury WOODBURY | — | $24,617 | $10,194 |
| Minnesota State Community and Technical College Fergus Falls | $5,900 | $24,367 | $10,169 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At PCI Academy-Plymouth, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 229 graduates with reported earnings and 248 graduates with debt data. Small samples may not be representative.