Median Earnings (1yr)
$24,178
95th percentile (40th in MN)
Median Debt
$10,570
7% above national median
Debt-to-Earnings
0.44
Manageable
Sample Size
229
Adequate data

Analysis

PCI Academy's cosmetology program significantly outperforms the national landscape—graduates earn 41% more than the typical cosmetology program nationally, placing them in the 95th percentile. But Minnesota parents should understand that this strong national showing doesn't translate to a state-level advantage. At $24,178 in first-year earnings, graduates earn slightly below Minnesota's median of $24,204 for cosmetology programs, landing in the 40th percentile statewide. Several in-state alternatives, including Saint Paul College ($32,987) and Model College of Hair Design ($25,814), deliver meaningfully higher earnings for similar debt levels.

The program's financial structure is reasonable: $10,570 in debt against first-year earnings creates a manageable 0.44 debt-to-earnings ratio, and the 22% earnings growth to $29,405 by year four shows steady income progression. This trajectory suggests graduates are building clientele and skills over time. With a robust sample size of 100+ graduates and 34% receiving Pell grants, these figures reliably reflect typical outcomes.

For Minnesota families, this presents a practical entry point into cosmetology—you'll graduate with manageable debt and earnings that beat most national programs. However, if maximizing first-year income matters for your financial situation, exploring the top-performing Minnesota programs could yield $8,000+ more annually right out of the gate, which compounds significantly when building a career in this field.

Where PCI Academy-Plymouth Stands

Earnings vs. debt across all cosmetology certificate's programs nationally

PCI Academy-PlymouthOther cosmetology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How PCI Academy-Plymouth graduates compare to all programs nationally

PCI Academy-Plymouth graduates earn $24k, placing them in the 95th percentile of all cosmetology certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Minnesota

Cosmetology certificate's programs at peer institutions in Minnesota (17 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
PCI Academy-Plymouth$24,178$29,405$10,5700.44
Saint Paul College$32,987$36,693$14,2500.43
Model College of Hair Design$25,814$22,569$8,7780.34
Nova Academy of Cosmetology$25,754$27,175$9,9990.39
Nova Academy of Cosmetology Woodbury$24,617$28,029$10,1940.41
Minnesota State Community and Technical College$24,367—$10,1690.42
National Median$17,113—$9,8620.58

Other Cosmetology Programs in Minnesota

Compare tuition, earnings, and debt across Minnesota schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Paul College
Saint Paul
$6,318$32,987$14,250
Model College of Hair Design
Saint Cloud
—$25,814$8,778
Nova Academy of Cosmetology
Rochester
—$25,754$9,999
Nova Academy of Cosmetology Woodbury
WOODBURY
—$24,617$10,194
Minnesota State Community and Technical College
Fergus Falls
$5,900$24,367$10,169

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At PCI Academy-Plymouth, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 229 graduates with reported earnings and 248 graduates with debt data. Small samples may not be representative.