Analysis
Similar accounting associate's programs in Pennsylvania suggest graduates earn around $37,700 in their first yearβright at the state median but well behind Montgomery County Community College's $48,800. With estimated debt of $17,755, the debt-to-earnings ratio of 0.47 indicates you'd carry roughly half a year's salary in loans, which is manageable compared to many technical programs but represents a real burden on an entry-level accounting salary.
The challenge here is that Pennsylvania's accounting job market varies dramatically by region. Those higher earnings at Montgomery County likely reflect proximity to Philadelphia's corporate market, while Williamsport's north-central location offers fewer Fortune 500 accounting departments. Peer programs across the state show this clearly, with a $16,000 earnings gap between top and bottom performers. Location matters enormously for accounting careers, and you'll need to consider whether your child plans to stay in the Williamsport area or relocate to Pittsburgh, Philadelphia, or Harrisburg where accounting opportunities concentrate.
The economics work if your child secures a position in a stronger regional market or uses this credential as a stepping stone to a bachelor's degree. But counting on local employment at these estimated earnings levels means several years of loan payments on a modest salary. Before committing, look at where recent graduates actually land jobs and whether those employers pay enough to justify the investment.
Where Pennsylvania College of Technology Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Pennsylvania
Accounting associates's programs at peer institutions in Pennsylvania (32 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,940 | $37,705* | β | $17,755* | β | |
| $6,270 | $48,832* | β | $19,254* | 0.39 | |
| $7,373 | $38,112* | $35,899 | $17,755* | 0.47 | |
| $4,842 | $37,297* | $36,844 | $14,874* | 0.40 | |
| $5,310 | $32,407* | β | β* | β | |
| National Median | β | $37,000* | β | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pennsylvania College of Technology, approximately 32% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.