Location: Phoenix, AZ•In-State Tuition: $2,358•Out-of-State Tuition: $8,958
Est. Earnings (1yr)
$36,591
Est. from national median (124 programs)
Est. Median Debt
$11,000
Est. from national median (103 programs)

Analysis

An estimated $11,000 in debt for an associate degree represents a manageable burden—significantly lower than both the national median ($13,437) and especially Arizona's typical debt load ($20,209) for business programs. When similar programs across the country produce first-year earnings around $36,600, that 0.30 debt-to-earnings ratio suggests graduates could realistically pay off their loans within a year or two of focused repayment. For a two-year credential in business, this appears more accessible than many alternatives.

The earnings picture based on peer programs falls in line with national expectations but slightly below Arizona's median of $37,412. Within the state, business associate degrees show significant variation—from DeVry's $43,716 down to Pima's $31,107—so there's no guarantee where Phoenix College graduates land in that spectrum. Community colleges serve different populations and career goals, and with 29% of students receiving Pell grants here, many may be balancing work with coursework or seeking specific skills rather than maximum earnings.

The fundamental question is whether this credential opens doors worth $11,000. For students who need an affordable entry point into business roles or plan to transfer credits toward a bachelor's degree, the modest debt makes this a lower-risk option than most. Just recognize that the actual outcomes for Phoenix College specifically remain unknown due to small sample sizes.

Where Phoenix College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Phoenix College (estimated ±10%)Other business/commerce programs

Dashed lines show national medians. Upper-left = best value.

Compare to Similar Programs in Arizona

Business/Commerce associates's programs at peer institutions in Arizona (18 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Phoenix CollegePhoenix$2,358$36,591*—$11,000*—
DeVry University-ArizonaPhoenix$17,488$43,716*—$30,444*0.70
Pima Community CollegeTucson$2,370$31,107*$46,784$9,974*0.32
National Median—$36,591*—$13,437*0.37
* Estimated from similar programs

Career Paths

Occupations commonly associated with business/commerce graduates

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree

Industrial Production Managers

Plan, direct, or coordinate the work activities and resources necessary for manufacturing products in accordance with cost, quality, and quantity specifications.

$121,440/yrJobs growth:Bachelor's degree

Quality Control Systems Managers

Plan, direct, or coordinate quality assurance programs. Formulate quality control policies and control quality of laboratory and production efforts.

$121,440/yrJobs growth:Bachelor's degree

Geothermal Production Managers

Manage operations at geothermal power generation facilities. Maintain and monitor geothermal plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Biofuels Production Managers

Manage biofuels production and plant operations. Collect and process information on plant production and performance, diagnose problems, and design corrective procedures.

$121,440/yrJobs growth:Bachelor's degree

Biomass Power Plant Managers

Manage operations at biomass power generation facilities. Direct work activities at plant, including supervision of operations and maintenance staff.

$121,440/yrJobs growth:Bachelor's degree

Hydroelectric Production Managers

Manage operations at hydroelectric power generation facilities. Maintain and monitor hydroelectric plant equipment for efficient and safe plant operations.

$121,440/yrJobs growth:Bachelor's degree

Construction Managers

Plan, direct, or coordinate, usually through subordinate supervisory personnel, activities concerned with the construction and maintenance of structures, facilities, and systems. Participate in the conceptual development of a construction project and oversee its organization, scheduling, budgeting, and implementation. Includes managers in specialized construction fields, such as carpentry or plumbing.

$106,980/yrJobs growth:Bachelor's degree

Administrative Services Managers

Plan, direct, or coordinate one or more administrative services of an organization, such as records and information management, mail distribution, and other office support services.

$106,880/yrJobs growth:Bachelor's degree

Facilities Managers

Plan, direct, or coordinate operations and functionalities of facilities and buildings. May include surrounding grounds or multiple facilities of an organization's campus.

$106,880/yrJobs growth:Bachelor's degree

Security Managers

Direct an organization's security functions, including physical security and safety of employees and facilities.

$106,880/yrJobs growth:Bachelor's degree

Chief Executives

Determine and formulate policies and provide overall direction of companies or private and public sector organizations within guidelines set up by a board of directors or similar governing body. Plan, direct, or coordinate operational activities at the highest level of management with the help of subordinate executives and staff managers.

$105,350/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Phoenix College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.