Accounting at Pierce College District

An estimated $16,000 in debt to earn around $37,000 in the first year puts this program in reasonable territory for an associate's degree. Based on comparable accounting programs nationwide, graduates would face a debt burden equal to about five months of earnings—manageable enough to pay down while covering living expenses in the Puget Sound area, though housing costs in Lakewood and surrounding communities will claim a significant portion of that paycheck.

The earnings estimate aligns closely with the national median for associate-level accounting programs but sits notably above the Washington state median of $31,190. This suggests Pierce's location near Tacoma—with its mix of healthcare systems, logistics companies, and regional headquarters—may offer stronger entry-level accounting opportunities than more rural Washington markets. The estimated debt also comes in lower than both state and national medians for this credential, which matters when you're starting a career at entry-level bookkeeper wages.

For parents weighing this investment, the math works if your student plans to stay in the region and advance beyond initial bookkeeping roles. The estimated figures suggest this program offers a foundation without crushing debt, but accounting careers typically require either bachelor's completion or professional certifications to reach middle-income stability. View this as a solid—if modest—starting point rather than a complete credential.