Clinical/Medical Laboratory Science/Research and Allied Professions at Pima Medical Institute-Renton

While Pima Medical Institute-Renton keeps debt remarkably low at just $3,167—among the lowest 5% nationally for this field—the earnings picture tells a more complex story. Graduates earn $31,071 in their first year, which hits the national median but falls short in Washington state, ranking only in the 25th percentile among local programs. With Washington's median for this field at $37,818, students here are missing out on nearly $7,000 annually compared to typical in-state alternatives.

The debt-to-earnings ratio of 0.10 is exceptional, meaning graduates can theoretically pay off their loans in just over a month of work. However, when top Washington programs like North Seattle College produce graduates earning $49,000+, the opportunity cost becomes significant. Over a career, that $18,000 annual gap could mean hundreds of thousands in lost income, far outweighing the debt savings.

For families prioritizing minimal financial risk, this program delivers exactly that—but at the cost of earning potential. If your child can handle moderate debt, exploring higher-performing Washington programs would likely provide better long-term returns despite higher upfront costs.