Median Earnings (1yr)
$34,943
67th percentile (60th in CA)
Median Debt
$25,096
At national median
Debt-to-Earnings
0.72
Manageable
Sample Size
36
Adequate data

Analysis

Point Loma Nazarene's biology program lands solidly in the middle of California's offerings—earning $34,943 puts graduates in the 60th percentile statewide and ahead of the national median by about $2,600. The debt load of $25,096 is manageable at roughly 72% of first-year earnings, though it's notably higher than California's median of $20,452 for biology programs. This creates a workable but not exceptional financial picture: graduates earn slightly better than most peers but carry moderately more debt than the typical California biology student.

The real question is whether this premium over programs like Cal State San Marcos (which produces similar earnings at likely lower in-state costs) justifies the private school investment. Point Loma's biology graduates do outperform many public university peers, but they're earning roughly $20,000 less annually than University of San Diego biology grads and $10,000 less than several Cal State campuses. For families committed to a Christian university environment in San Diego, the financials work—the debt isn't crushing and earnings exceed national expectations. However, biology majors planning for graduate school (as many do) might find better value at public alternatives that would leave them with lighter undergraduate debt loads heading into further education.

Where Point Loma Nazarene University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Point Loma Nazarene UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Point Loma Nazarene University graduates compare to all programs nationally

Point Loma Nazarene University graduates earn $35k, placing them in the 67th percentile of all biology bachelors programs nationally.

Compare to Similar Programs in California

Biology bachelors's programs at peer institutions in California (75 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Point Loma Nazarene University$34,943—$25,0960.72
University of San Diego$54,223$53,473$25,0000.46
California State University-East Bay$44,370$57,742$21,5000.48
Dominican University of California$39,548—$27,0000.68
California State University-San Marcos$38,527$57,860$24,1740.63
University of San Francisco$38,423$57,265$23,2500.61
National Median$32,316—$25,0000.77

Other Biology Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of San Diego
San Diego
$56,444$54,223$25,000
California State University-East Bay
Hayward
$7,055$44,370$21,500
Dominican University of California
San Rafael
$50,666$39,548$27,000
California State University-San Marcos
San Marcos
$7,739$38,527$24,174
University of San Francisco
San Francisco
$58,222$38,423$23,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Point Loma Nazarene University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.