Median Earnings (1yr)
$45,022
90th percentile (60th in CA)
Median Debt
$14,000
46% below national median
Debt-to-Earnings
0.31
Manageable
Sample Size
35
Adequate data

Analysis

Point Loma's criminal justice program delivers something increasingly rare: solid starting earnings paired with unusually low debt. At $14,000, graduates carry roughly half the debt load typical for this degree both nationally and in California, while still earning more than most programs across the country. The 0.31 debt-to-earnings ratio means graduates could theoretically pay off their loans in under four months of gross income—an exceptional position in a field where many graduates struggle with the financial math.

The earnings picture requires some nuance. While $45,022 places the program in the 90th percentile nationally, it sits squarely in the middle when compared to California programs specifically. That makes sense given the San Diego location and the state's higher cost of living. Still, outearning the typical California criminal justice grad by $9,000 annually while carrying minimal debt creates a meaningful advantage, particularly in those critical first years after graduation when loan payments begin.

For families concerned about criminal justice degrees—often criticized for leading to modest-paying jobs with heavy debt burdens—Point Loma demonstrates how a program can buck that trend. The financial foundation here is sound: your child leaves with real earning potential and manageable obligations. The moderate admission selectivity and reasonable Pell Grant percentage suggest this isn't an inaccessible option for middle-income families either. If criminal justice is the goal, this program offers one of the cleaner financial pathways available.

Where Point Loma Nazarene University Stands

Earnings vs. debt across all criminal justice and corrections bachelors's programs nationally

Point Loma Nazarene UniversityOther criminal justice and corrections programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Point Loma Nazarene University graduates compare to all programs nationally

Point Loma Nazarene University graduates earn $45k, placing them in the 90th percentile of all criminal justice and corrections bachelors programs nationally.

Compare to Similar Programs in California

Criminal Justice and Corrections bachelors's programs at peer institutions in California (41 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Point Loma Nazarene University$45,022—$14,0000.31
National University$64,143$55,598$28,0140.44
University of Phoenix-California$47,987$44,185$46,9890.98
Ashford University$47,869$46,544$37,6250.79
California State University-East Bay$45,387$57,898$15,5000.34
California Lutheran University$43,122$54,280$20,0000.46
National Median$37,856—$26,1300.69

Other Criminal Justice and Corrections Programs in California

Compare tuition, earnings, and debt across California schools

SchoolIn-State TuitionEarnings (1yr)Debt
National University
San Diego
$13,320$64,143$28,014
University of Phoenix-California
Ontario
—$47,987$46,989
Ashford University
San Diego
$13,160$47,869$37,625
California State University-East Bay
Hayward
$7,055$45,387$15,500
California Lutheran University
Thousand Oaks
$50,670$43,122$20,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Point Loma Nazarene University, approximately 23% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 47 graduates with debt data. Small samples may not be representative.