Management Information Systems and Services at Point Loma Nazarene University

California's MIS programs cluster around $61,000 in first-year earnings, which is where similar programs across the state suggest Point Loma's graduates typically land. That's solid for a bachelor's degree, though it trails the tech-heavy outcomes at Santa Clara ($93,000) and UC Irvine ($69,000). The estimated debt load of roughly $27,000 produces a manageable 0.43 debt-to-earnings ratio—meaning graduates would owe less than half their first-year salary.

The challenge is that private Christian universities in California often carry higher debt than the state average of $20,000 for this field, and Point Loma appears to follow that pattern. For a program where employers typically value skills and certifications as much as institutional prestige, paying a premium over what you'd incur at Cal State schools (which produce similar earnings) deserves careful consideration. The $61,000 estimate also sits right at the national median, suggesting this isn't a program that commands outsized compensation.

If your family values Point Loma's faith-based environment and can manage the debt without undue strain, the financial picture here is workable—MIS graduates generally find steady employment. But if cost is the primary concern, California's public universities offer comparable career outcomes with significantly less borrowing. Run the actual financial aid numbers before committing.