Analysis
With debt estimated at around $16,000—substantially lower than what's typical for Florida accounting programs—this associate's degree appears positioned to deliver manageable financial risk. Comparable programs across the state suggest median borrowing closer to $24,000, so if Polk State's actual figures track near this estimate, students here are entering the workforce with a meaningful advantage. First-year earnings around $39,000 based on similar Florida programs would produce a debt-to-earnings ratio of 0.41, well within the range where monthly payments shouldn't overwhelm an entry-level accounting salary.
The earnings estimate aligns closely with the state median, suggesting this program prepares students for standard bookkeeping and accounting assistant roles rather than premium positions. Rasmussen and Keiser graduates in Florida report first-year earnings $4,000-$9,000 higher, though those programs may come with steeper costs. For a family weighing community college options, the combination of lower estimated debt and solid earning potential makes this a fiscally conservative path into accounting work.
The key limitation: without actual outcome data for Polk State specifically, you're relying on statewide patterns that may not reflect this campus's actual graduate experiences. If affordability is the priority and your student plans to work in Florida accounting roles right after graduation, the estimated numbers suggest reasonable value—but confirm current costs and placement support before committing.
Where Polk State College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Florida
Accounting associates's programs at peer institutions in Florida (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,366 | $39,114* | — | $15,979* | — | |
| $24,136 | $48,117* | $43,871 | $29,000* | 0.60 | |
| $15,117 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $16,088 | $41,019* | — | $24,811* | 0.60 | |
| $2,474 | $37,209* | $35,810 | $14,806* | 0.40 | |
| $2,830 | $36,970* | $36,384 | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Polk State College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.