Analysis
A debt-to-earnings ratio of 0.43 signals reasonable financial positioning for an accounting associate's, though the full picture here relies on estimates drawn from peer programs nationally. With first-year earnings projected around $37,000 and debt near $16,000, graduates would face manageable monthly payments—roughly 10-12% of gross income under standard repayment. That's workable math for an entry credential, particularly in a field with clear employment pathways.
The challenge is context. Other Kansas accounting programs report stronger outcomes, with Butler Community College showing similar earnings but Kansas-wide medians hitting $40,600—about $3,600 more annually. That gap compounds over time, and if Pratt's actual outcomes skew lower than these national estimates suggest, the value proposition weakens. Kansas employers typically pay accounting associates reasonably well, but you'd want confidence that Pratt's program connects students to those opportunities as effectively as nearby alternatives.
The estimates here prevent strong conclusions either way. If your child is geographically tied to Pratt or values the community college setting, the projected numbers aren't alarming. But if mobility allows, programs with documented outcomes in the $40,000+ range offer less financial uncertainty. Before committing, push the school for placement rates and employer connections—those details matter more when earnings data can't confirm the program's actual track record.
Where Pratt Community College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Kansas
Accounting associates's programs at peer institutions in Kansas (15 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,064 | $37,001* | — | $15,979* | — | |
| $15,340 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $3,556 | $37,496* | $35,016 | $18,407* | 0.49 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Pratt Community College, approximately 19% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.