Median Earnings (1yr)
$64,427
86th percentile (60th in RI)
Median Debt
$27,000
16% above national median
Debt-to-Earnings
0.42
Manageable
Sample Size
179
Adequate data

Analysis

Providence College finance graduates earn $64,427 in their first year—outpacing 86% of finance programs nationally and putting them ahead of state competitors like Bryant and Roger Williams. Yet within Rhode Island, this program lands at just the 60th percentile, trailing Salve Regina by about $1,600. The reason? Rhode Island's finance market is surprisingly strong, with the state median ($56,798) already exceeding the national figure.

The debt picture removes any hesitation about value. At $27,000, graduates borrow less than the national median while earning $10,800 more their first year, creating a debt-to-earnings ratio of 0.42—better than 95% of finance programs. That's meaningful: most graduates could aggressively pay down this debt in under three years if they prioritized it. Four years out, earnings jump 29% to $83,063, suggesting Providence's network and preparation translate to real advancement opportunities in financial services.

This is a clear win for families concerned about return on investment. You're getting top-tier earnings with below-average debt, backed by a robust 100+ graduate sample that confirms these aren't outlier results. The only limitation is geographic: if your child wants to leave Rhode Island, understand they're paying a premium for strong regional placement rather than a nationally dominant brand.

Where Providence College Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Providence CollegeOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Providence College graduates compare to all programs nationally

Providence College graduates earn $64k, placing them in the 86th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Rhode Island

Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Providence College$64,427$83,063$27,0000.42
Salve Regina University$66,034—$27,0000.41
Bryant University$61,993$81,995$26,9530.43
Roger Williams University$60,042$78,674$26,5000.44
Johnson & Wales University-Providence$53,555$66,440$27,0000.50
Johnson & Wales University-Online$53,555$66,440$27,0000.50
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Rhode Island

Compare tuition, earnings, and debt across Rhode Island schools

SchoolIn-State TuitionEarnings (1yr)Debt
Salve Regina University
Newport
$47,930$66,034$27,000
Bryant University
Smithfield
$51,169$61,993$26,953
Roger Williams University
Bristol
$42,666$60,042$26,500
Johnson & Wales University-Providence
Providence
$40,408$53,555$27,000
Johnson & Wales University-Online
Providence
$13,365$53,555$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Providence College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 179 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.