Analysis
Providence College finance graduates earn $64,427 in their first yearβoutpacing 86% of finance programs nationally and putting them ahead of state competitors like Bryant and Roger Williams. Yet within Rhode Island, this program lands at just the 60th percentile, trailing Salve Regina by about $1,600. The reason? Rhode Island's finance market is surprisingly strong, with the state median ($56,798) already exceeding the national figure.
The debt picture removes any hesitation about value. At $27,000, graduates borrow less than the national median while earning $10,800 more their first year, creating a debt-to-earnings ratio of 0.42βbetter than 95% of finance programs. That's meaningful: most graduates could aggressively pay down this debt in under three years if they prioritized it. Four years out, earnings jump 29% to $83,063, suggesting Providence's network and preparation translate to real advancement opportunities in financial services.
This is a clear win for families concerned about return on investment. You're getting top-tier earnings with below-average debt, backed by a robust 100+ graduate sample that confirms these aren't outlier results. The only limitation is geographic: if your child wants to leave Rhode Island, understand they're paying a premium for strong regional placement rather than a nationally dominant brand.
Where Providence College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Providence College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Providence College | $64,427 | $83,063 | +29% |
| Bryant University | $61,993 | $81,995 | +32% |
| Roger Williams University | $60,042 | $78,674 | +31% |
| University of Rhode Island | $50,529 | $73,616 | +46% |
| Johnson & Wales University-Providence | $53,555 | $66,440 | +24% |
Compare to Similar Programs in Rhode Island
Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $60,848 | $64,427 | $83,063 | $27,000 | 0.42 | |
| $47,930 | $66,034 | β | $27,000 | 0.41 | |
| $51,169 | $61,993 | $81,995 | $26,953 | 0.43 | |
| $42,666 | $60,042 | $78,674 | $26,500 | 0.44 | |
| $40,408 | $53,555 | $66,440 | $27,000 | 0.50 | |
| $13,365 | $53,555 | $66,440 | $27,000 | 0.50 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Providence College, approximately 13% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 179 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.