Analysis
Roger Williams University's finance program costs slightly less than the Rhode Island average ($26,500 vs. $26,976) while delivering first-year earnings that beat the national median by $6,500. More importantly, graduates see meaningful income growth—31% over four years—reaching nearly $79,000 by year four. That earnings trajectory matters more than the first-year number, especially when debt remains manageable at less than half of starting salary.
The program ranks in the 75th percentile nationally but only the 60th percentile within Rhode Island, which reveals the state's unusually strong finance outcomes overall. Among eight in-state options, Roger Williams sits comfortably in the middle tier—behind Bryant and Providence College but ahead of Johnson & Wales. For families choosing based on in-state tuition, this positioning is reasonable given the relatively accessible admissions (88% acceptance rate) compared to more selective competitors.
The debt-to-earnings ratio of 0.44 is genuinely impressive—in the 15th percentile nationally, meaning 85% of finance programs leave students with worse debt burdens. For a private university in New England, graduating with under $27,000 in debt while earning $60,000 immediately represents solid financial positioning. Parents should feel confident this program won't leave their child overleveraged, even if it's not the highest-earning option in Rhode Island.
Where Roger Williams University Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Roger Williams University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Roger Williams University | $60,042 | $78,674 | +31% |
| Providence College | $64,427 | $83,063 | +29% |
| Bryant University | $61,993 | $81,995 | +32% |
| University of Rhode Island | $50,529 | $73,616 | +46% |
| Johnson & Wales University-Providence | $53,555 | $66,440 | +24% |
Compare to Similar Programs in Rhode Island
Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $42,666 | $60,042 | $78,674 | $26,500 | 0.44 | |
| $47,930 | $66,034 | — | $27,000 | 0.41 | |
| $60,848 | $64,427 | $83,063 | $27,000 | 0.42 | |
| $51,169 | $61,993 | $81,995 | $26,953 | 0.43 | |
| $13,365 | $53,555 | $66,440 | $27,000 | 0.50 | |
| $40,408 | $53,555 | $66,440 | $27,000 | 0.50 | |
| National Median | — | $53,590 | — | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Roger Williams University, approximately 16% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 69 graduates with reported earnings and 75 graduates with debt data. Small samples may not be representative.