Analysis
Physics programs in North Carolina cluster around $62,000 in first-year earnings, and Queens appears positioned right in that range—though these figures come from just three reporting schools statewide, including UNC-Chapel Hill and NC State. The estimated $23,120 debt load puts Queens roughly in line with typical physics programs nationally, creating a manageable 0.37 debt-to-earnings ratio that should allow graduates to service their loans without hardship.
What's encouraging here is that even the estimated earnings substantially exceed the national median of $47,670 for physics bachelor's programs. North Carolina's physics graduates generally command stronger starting salaries than their peers elsewhere, possibly reflecting the state's research triangle economy and growing tech sector. Queens' moderate selectivity and smaller physics cohort (hence the suppressed data) might actually work in students' favor through closer faculty relationships and research opportunities that larger programs struggle to provide.
The practical reality: if your child thrives in smaller academic settings and wants to stay in North Carolina's growing STEM job market, the estimated financial picture looks reasonable. The debt burden is modest enough that pursuing graduate school—often necessary for physics careers—remains viable. Just recognize you're making this decision with limited program-specific data; visiting campus and talking to current physics students about their research experiences and job placement would fill crucial gaps.
Where Queens University of Charlotte Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in North Carolina
Physics bachelors's programs at peer institutions in North Carolina (21 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $43,285 | $62,647* | — | $23,120* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $8,989 | $62,647* | — | $19,200* | 0.31 | |
| $8,895 | $43,740* | — | $23,490* | 0.54 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Queens University of Charlotte, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in NC. Actual outcomes may vary.