Analysis
A debt load of $25,250 against first-year earnings near $46,600—based on the handful of physics programs in Virginia that report data—suggests a manageable financial start. The debt-to-earnings ratio of 0.54 falls comfortably below concerning thresholds, meaning graduates from similar programs could reasonably expect to handle their loan payments while building their careers. With national physics earnings typically around $47,670, these Virginia estimates track closely with what you'd see elsewhere.
The challenge is the uncertainty. When the Department of Education suppresses earnings data due to small sample sizes, it's often because the program graduates just a few students each year. That can mean limited on-campus recruiting, fewer alumni connections in the field, or variable outcomes that depend heavily on individual student initiative. Virginia Tech's physics graduates earn around $58,000 in their first year—a $12,000 premium that may reflect stronger industry partnerships or research opportunities at flagship programs.
If your child is serious about physics and Radford offers strong faculty mentorship or research access, the estimated debt burden shouldn't be a dealbreaker. But the lack of published outcomes data suggests this is a small program where success may depend more on individual hustle—securing internships, building relationships with professors, pursuing graduate school—than on established career pipelines. Make sure they'd thrive in that environment before committing.
Where Radford University Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Virginia
Physics bachelors's programs at peer institutions in Virginia (24 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $12,286 | $46,641* | — | $25,250* | — | |
| $15,478 | $58,061* | $67,271 | $27,000* | 0.47 | |
| $20,484 | $46,641* | — | —* | — | |
| $16,458 | $39,804* | — | $25,250* | 0.63 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Radford University, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in VA. Actual outcomes may vary.