Analysis
Similar mathematics programs in New Jersey suggest first-year earnings around $50,800, putting Ramapo roughly on par with the state median but well behind the $65,700 seen at New Jersey Institute of Technology. The estimated $23,000 debt load—based on comparable programs at similar New Jersey schools—translates to a manageable debt-to-earnings ratio of 0.45, meaning graduates could theoretically pay off their loans in about six months of their first-year salary.
What's more encouraging is the trajectory: by year four, earnings climb to $56,900, a solid 12% increase that shows mathematics graduates' earning power grows with experience. This tracks with national patterns for the field and positions Ramapo's estimated outcomes in the middle of the pack statewide. For context, the national median for mathematics bachelor's programs sits at $48,800, so New Jersey programs generally outperform.
The practical picture here looks reasonable—moderate debt paired with earnings that appear sustainable—but remember these are estimates drawn from peer programs, not Ramapo's actual graduate outcomes. For families weighing this investment, the math itself works out favorably, though students aiming for higher starting salaries might consider whether Ramapo's more accessible admission environment (73% acceptance rate) delivers the same career network as more selective options like NJIT.
Where Ramapo College of New Jersey Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Ramapo College of New Jersey | — | $56,904 | — |
| Rutgers University-New Brunswick | $54,953 | $77,902 | +42% |
| Rutgers University-Newark | $54,953 | $77,902 | +42% |
| Rutgers University-Camden | $54,953 | $77,902 | +42% |
| The College of New Jersey | $50,762 | $74,846 | +47% |
Compare to Similar Programs in New Jersey
Mathematics bachelors's programs at peer institutions in New Jersey (26 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $15,978 | $50,810* | $56,904 | $23,000* | — | |
| $19,022 | $65,725* | $67,694 | $26,190* | 0.40 | |
| $16,586 | $54,953* | $77,902 | $23,000* | 0.42 | |
| $17,239 | $54,953* | $77,902 | $23,000* | 0.42 | |
| $17,079 | $54,953* | $77,902 | $23,000* | 0.42 | |
| $15,532 | $53,915* | $59,973 | $25,984* | 0.48 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ramapo College of New Jersey, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 13 similar programs in NJ. Actual outcomes may vary.