Analysis
That first-year earnings figure of $34,991 should catch your attentionβit places Rhode Island College's finance program in the bottom 10% both nationally and statewide. Even accounting for the small sample size, this is concerning for a field where the typical graduate earns $53,590 nationally and $56,798 in Rhode Island. Your child would be starting nearly $22,000 below the state median, and roughly $26,000 behind graduates from Bryant or Providence College.
The 76% earnings jump by year four offers some reassurance, bringing graduates to $61,463βsolidly above average and competitive with Rhode Island's better-known business schools. This suggests graduates eventually find their footing, though that difficult first year matters when you're carrying $23,750 in debt. The debt load itself is manageable, but the weak initial earnings create a tighter financial picture than you'd expect from a finance degree.
The small sample size here is crucial. With fewer than 30 graduates tracked, a handful of students taking gap years or pursuing graduate school immediately could skew these numbers dramatically. If your child is considering this program, I'd recommend asking the business school directly about typical outcomes and whether recent graduates struggled with initial placements. At an 81% admission rate serving many first-generation students, Rhode Island College may simply have graduates starting in roles that take longer to leverage their finance degreesβbut you'll want clarity on why that first year lags so far behind.
Where Rhode Island College Stands
Earnings vs. debt across all finance and financial management services bachelors's programs nationally
Earnings Distribution
How Rhode Island College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Rhode Island College | $34,991 | $61,463 | +76% |
| Providence College | $64,427 | $83,063 | +29% |
| Bryant University | $61,993 | $81,995 | +32% |
| Roger Williams University | $60,042 | $78,674 | +31% |
| University of Rhode Island | $50,529 | $73,616 | +46% |
Compare to Similar Programs in Rhode Island
Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $10,986 | $34,991 | $61,463 | $23,750 | 0.68 | |
| $47,930 | $66,034 | β | $27,000 | 0.41 | |
| $60,848 | $64,427 | $83,063 | $27,000 | 0.42 | |
| $51,169 | $61,993 | $81,995 | $26,953 | 0.43 | |
| $42,666 | $60,042 | $78,674 | $26,500 | 0.44 | |
| $13,365 | $53,555 | $66,440 | $27,000 | 0.50 | |
| National Median | β | $53,590 | β | $23,332 | 0.44 |
Career Paths
Occupations commonly associated with finance and financial management services graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Chief Executives
Chief Sustainability Officers
General and Operations Managers
Personal Financial Advisors
Financial and Investment Analysts
Financial Risk Specialists
Budget Analysts
Business Teachers, Postsecondary
Insurance Underwriters
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.