Median Earnings (1yr)
$34,991
5th percentile (10th in RI)
Median Debt
$23,750
2% above national median
Debt-to-Earnings
0.68
Manageable
Sample Size
28
Limited data

Analysis

That first-year earnings figure of $34,991 should catch your attention—it places Rhode Island College's finance program in the bottom 10% both nationally and statewide. Even accounting for the small sample size, this is concerning for a field where the typical graduate earns $53,590 nationally and $56,798 in Rhode Island. Your child would be starting nearly $22,000 below the state median, and roughly $26,000 behind graduates from Bryant or Providence College.

The 76% earnings jump by year four offers some reassurance, bringing graduates to $61,463—solidly above average and competitive with Rhode Island's better-known business schools. This suggests graduates eventually find their footing, though that difficult first year matters when you're carrying $23,750 in debt. The debt load itself is manageable, but the weak initial earnings create a tighter financial picture than you'd expect from a finance degree.

The small sample size here is crucial. With fewer than 30 graduates tracked, a handful of students taking gap years or pursuing graduate school immediately could skew these numbers dramatically. If your child is considering this program, I'd recommend asking the business school directly about typical outcomes and whether recent graduates struggled with initial placements. At an 81% admission rate serving many first-generation students, Rhode Island College may simply have graduates starting in roles that take longer to leverage their finance degrees—but you'll want clarity on why that first year lags so far behind.

Where Rhode Island College Stands

Earnings vs. debt across all finance and financial management services bachelors's programs nationally

Rhode Island CollegeOther finance and financial management services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Rhode Island College graduates compare to all programs nationally

Rhode Island College graduates earn $35k, placing them in the 5th percentile of all finance and financial management services bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Rhode Island

Finance and Financial Management Services bachelors's programs at peer institutions in Rhode Island (8 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Rhode Island College$34,991$61,463$23,7500.68
Salve Regina University$66,034—$27,0000.41
Providence College$64,427$83,063$27,0000.42
Bryant University$61,993$81,995$26,9530.43
Roger Williams University$60,042$78,674$26,5000.44
Johnson & Wales University-Online$53,555$66,440$27,0000.50
National Median$53,590—$23,3320.44

Other Finance and Financial Management Services Programs in Rhode Island

Compare tuition, earnings, and debt across Rhode Island schools

SchoolIn-State TuitionEarnings (1yr)Debt
Salve Regina University
Newport
$47,930$66,034$27,000
Providence College
Providence
$60,848$64,427$27,000
Bryant University
Smithfield
$51,169$61,993$26,953
Roger Williams University
Bristol
$42,666$60,042$26,500
Johnson & Wales University-Online
Providence
$13,365$53,555$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 28 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.