Analysis
A debt-to-earnings ratio under 0.5 typically signals manageable financial outcomes, and physics bachelor's programs nationally suggest first-year earnings around $47,670 against debt of roughly $23,400. These figures come from peer institutions across the country, not from Rhode Island College's own graduates, so they reflect the broader physics job market more than this specific program's track record. Still, physics degrees generally command decent starting salaries, and a ratio below the concerning 1.0 threshold means graduates could reasonably expect to handle their loan payments on an entry-level salary.
What's harder to gauge is whether Rhode Island College's particular program—serving a population where 41% receive Pell grants and admission is relatively open—produces outcomes that match these national estimates. Physics programs can vary dramatically in rigor and employer recognition, and without actual graduate data, you're essentially betting on whether this school's version prepares students as well as the typical program. The state has only three physics bachelor's programs total, limiting local comparison points.
For families weighing this choice: the estimated numbers suggest workable finances if your child actually completes the degree and lands physics-related work. But recognize you're making this decision with borrowed benchmarks rather than proven results from this campus. If other Rhode Island schools with physics programs have transparent outcome data, compare those directly before committing.
Where Rhode Island College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs Nationally
Physics bachelors's programs at top institutions nationally
Scroll to see more →
| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $10,986 | $47,670* | — | $23,424* | — | |
| $7,214 | $70,150* | — | $28,750* | 0.41 | |
| $6,496 | $68,664* | $76,268 | —* | — | |
| $66,104 | $68,215* | — | —* | — | |
| $50,920 | $65,316* | — | $23,250* | 0.36 | |
| $7,439 | $64,045* | $51,682 | $23,000* | 0.36 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rhode Island College, approximately 41% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 75 similar programs. Actual outcomes may vary.