Analysis
Similar Allied Health programs across Minnesota suggest first-year earnings around $38,400, while the estimated debt of $25,500 exceeds what most comparable programs typically leave graduates carrying. Minnesota's median debt for these programs is $26,600—among the higher rates nationally, where the typical graduate owes closer to $20,000. For a field where entry-level salaries cluster tightly, that extra $5,000-6,000 in borrowing can meaningfully extend your repayment timeline.
The 0.66 debt-to-earnings ratio falls within manageable territory, and medical assisting roles offer steady employment in Minnesota's healthcare sector. However, peer programs in the state are producing notably stronger outcomes: Lake Superior College and Northland Community and Technical College graduates are earning $42,000-43,000 in their first year—about $4,000-5,000 more than what comparable programs at Ridgewater suggest. That difference compounds over time, potentially offsetting thousands in interest payments.
Before committing, request Ridgewater's actual graduate outcomes if they track them internally, and compare total program costs against the community colleges achieving better earnings. If the figures hold true to state patterns, you're looking at a credential that leads to work, but other Minnesota schools may deliver better financial positioning from day one.
Where Ridgewater College Stands
Earnings vs. debt across all allied health and medical assisting services associates's programs nationally
Compare to Similar Programs in Minnesota
Allied Health and Medical Assisting Services associates's programs at peer institutions in Minnesota (20 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,109 | $38,417* | — | $25,469* | — | |
| $5,786 | $43,188* | $41,654 | $26,611* | 0.62 | |
| $6,262 | $42,509* | $40,027 | $23,750* | 0.56 | |
| $49,758 | $40,149* | $39,072 | $30,500* | 0.76 | |
| $5,682 | $39,442* | $44,219 | $29,000* | 0.74 | |
| $6,267 | $38,417* | $37,450 | $24,326* | 0.63 | |
| National Median | — | $36,862* | — | $19,825* | 0.54 |
Career Paths
Occupations commonly associated with allied health and medical assisting services graduates
Health Specialties Teachers, Postsecondary
Occupational Therapy Assistants
Surgical Technologists
Physical Therapist Assistants
Medical Assistants
Pharmacy Technicians
Medical and Clinical Laboratory Technicians
Histology Technicians
Health Technologists and Technicians, All Other
Neurodiagnostic Technologists
Ophthalmic Medical Technologists
Healthcare Support Workers, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ridgewater College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 9 similar programs in MN. Actual outcomes may vary.