Analysis
An estimated $16,261 in debt positions this program well below the national median of $26,536 for associate degrees in Human Resources Management. Based on comparable programs nationally, first-year earnings around $40,000 create a debt-to-earnings ratio of 0.41—meaning graduates would owe roughly five months of their first-year salary. That's manageable territory for an associate degree, particularly at a community college where keeping costs down is often the primary advantage.
The challenge is that we're working entirely with estimates here, derived from similar programs nationally rather than actual outcomes from Rio Salado's HR graduates. The relatively low Pell grant percentage (7%) suggests this may serve more as a continuing education or career advancement option for working adults rather than a traditional first-credential pathway. If that describes your situation—someone already employed who needs the credential to advance—the modest debt burden makes sense. The national benchmarks show this field tops out around $46,000 even at the 75th percentile, so there's limited upward mobility.
For a prospective student, the key question is whether this credential opens specific doors in Arizona's HR market. The debt picture looks reasonable based on peer programs, but without reported outcomes from Rio Salado itself or other Arizona schools, you're betting that their results mirror the national average—not a certainty for any individual program.
Where Rio Salado College Stands
Earnings vs. debt across all human resources management and services associates's programs nationally
Compare to Similar Programs Nationally
Human Resources Management and Services associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,358 | $40,006* | — | $16,261* | — | |
| — | $46,445* | — | $20,000* | 0.43 | |
| $15,117 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $12,715 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $10,899 | $45,969* | $49,585 | $26,536* | 0.58 | |
| $13,546 | $45,969* | $49,585 | $26,536* | 0.58 | |
| National Median | — | $40,006* | — | $26,536* | 0.66 |
Career Paths
Occupations commonly associated with human resources management and services graduates
Compensation and Benefits Managers
Human Resources Managers
Training and Development Managers
Labor Relations Specialists
Business Teachers, Postsecondary
Law Teachers, Postsecondary
Compliance Officers
Environmental Compliance Inspectors
Equal Opportunity Representatives and Officers
Government Property Inspectors and Investigators
Coroners
Regulatory Affairs Specialists
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Rio Salado College, approximately 7% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 23 similar programs. Actual outcomes may vary.