Analysis
Based on comparable programs in Wisconsin, a physics bachelor's degree from Ripon appears positioned right at the state median for first-year earnings—roughly $54,400—while carrying debt below both state and national averages at an estimated $23,120. The debt-to-earnings ratio of 0.42 suggests manageable repayment, with less than half a year's salary needed to cover the total borrowed. What's particularly relevant here is the wide range among Wisconsin physics programs: UW-River Falls grads earn $62,000 while UW-Madison's start surprisingly lower at $37,000, indicating that employer connections and career services matter as much as institutional prestige.
The estimated figures here reflect small graduating classes rather than poor outcomes—physics programs rarely produce large cohorts, even at well-regarded schools. Ripon's open admission profile (84% acceptance) combined with first-year earnings matching selective state universities suggests the program delivers competitive workforce preparation despite its accessibility. The 33% Pell grant population indicates the school serves economically diverse students who appear to land in similar positions as peers from across Wisconsin.
For families evaluating whether this investment makes sense, the key question isn't whether Ripon can compete—peer programs suggest it does—but whether your student will access the research opportunities, faculty mentorship, and employer networks that turn a physics degree into strong career placement. At this debt level, the program offers reasonable financial risk if your child actively engages with career development from day one.
Where Ripon College Stands
Earnings vs. debt across all physics bachelors's programs nationally
Compare to Similar Programs in Wisconsin
Physics bachelors's programs at peer institutions in Wisconsin (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $50,700 | $54,428* | — | $23,120* | — | |
| $8,606 | $62,196* | — | $30,000* | 0.48 | |
| $9,651 | $54,428* | $70,182 | $26,292* | 0.48 | |
| $11,205 | $36,878* | $69,988 | $20,500* | 0.56 | |
| National Median | — | $47,670* | — | $23,304* | 0.49 |
Career Paths
Occupations commonly associated with physics graduates
Physicists
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Physics Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Ripon College, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 3 similar programs in WI. Actual outcomes may vary.